Reduce friction for trusted shoppers with Risk Based Exemptions
Reduce unnecessary authentication for trusted shoppers by using machine learning to identify low-risk transactions and request authentication exemptions where supported.
July 2026
Reward trusted shoppers with a smoother checkout
Risk Based Exemptions are now generally available as part of Adyen Uplift. By using the machine learning risk score from Protect Premium, Adyen can identify low-risk transactions and request authentication exemptions where supported. This helps loyal shoppers complete their purchases with less friction while maintaining strong fraud protection.
Make authentication decisions based on risk
Instead of applying the same authentication flow to every payment, Risk Based Exemptions uses real-time risk intelligence to determine when an exemption can be requested. This reduces checkout friction for trusted shoppers while helping you maintain healthy fraud rates and strong payment performance.
Check if you're eligible
Risk Based Exemptions are available for customers using Protect Premium and Always3DS with healthy fraud rates (<0.2% NoF rate). To benefit from this feature, ensure to send the shopper IP address and email in at least 80% of your payment requests. If you meet these requirements, this new optimization will be ready in the Recommendations section under Adyen Uplift, allowing you to start an A/B experiment to evaluate the impact on your performance in a gradual fashion.
Latest updates
In-person paymentsEnable Dynamic Currency Conversion yourself with new self-service controls
Turn on and configure Dynamic Currency Conversion directly in the Customer Area or Management API, without contacting Support.
ProtectReduce friction for trusted shoppers with Risk Based Exemptions
Reduce unnecessary authentication for trusted shoppers by using machine learning to identify low-risk transactions and request authentication exemptions where supported.