UnionPay payment method | The world's biggest card network

UnionPay (also known as China UnionPay, CUP or UPI) is the world’s biggest card network with more than 7 billion cards issued. It is widely used by Chinese shoppers internationally as well as domestically. Benefits include:

Accept UnionPay debit and credit cards online, in store and in-app
Acceptance in more than 125+ markets
Access to Chinese shoppers at home and abroad

Offer ExpressPay, SecurePay or SecurePlus depending your needs
The ability to authenticate your shopper
Support UnionPay debit and credit cards on a fully certified EMV point of sale terminal

Support omnichannel shopper journeys

With a single integration with Adyen, you can accept credit cards like UnionPay online, on mobile and in-store. An example flow is shown below:

Shopper orders item at home from a desktop and chooses to save card details.

Shopper buys additional item via the mobile app and pays with a single click.

Shopper makes a purchase in store with the same credit card.

From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.

Accept UnionPay with Adyen

Adyen offers a full-service UnionPay solution, including reconciliation, reporting and settlement services.

Market	Global
Settlement currency	AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, SGD, USD, NZD, SEK
Channel	Ecommerce and point of sale
Processing currencies	All available network currencies
Recurring transactions	Yes
Refunds	Yes
Partial refunds	Yes
Multiple partial refunds	Yes
3D Secure	Yes
Settlement delay	5 days
Chargebacks	Yes