UnionPay payment method | The world's biggest card network

UnionPay (also known as China UnionPay, CUP or UPI) is the world’s biggest card network with more than 6 billion cards issued. It is widely used by Chinese shoppers internationally as well as domestically. Benefits include:

Accept UnionPay debit and credit cards online, in store and in-app
Acceptance in more than 125 markets
Access to Chinese shoppers at home and abroad

Offer ExpressPay, SecurePay or SecurePlus depending your needs
The ability to authenticate your shopper
Support UnionPay debit and credit cards on a fully certified EMV point of sale terminal

UnionPay shopper flow

Select UnionPay

Shopper chooses UnionPay from the list of available payment methods.

Provide payment details

Shopper is redirected to UnionPay page to enter payment details.

Authenticate (Optional)

If required, the shopper provides the SMS code that is sent to their mobile.

Accept UnionPay with Adyen

Adyen offers a full-service UnionPay solution, including reconciliation, reporting and settlement services.

Market	Global
Settlement currency	AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, SGD, USD
Channel	Ecommerce and point of sale
Processing currencies	All available network currencies
Recurring transactions	Yes
Refunds	Yes
Partial refunds	Yes
Multiple partial refunds	Yes
3D Secure	Yes
Settlement delay	5 days
Chargebacks	Yes