UnionPay (also known as China UnionPay, CUP or UPI) is the world’s biggest card network with more than 7 billion cards issued. It is widely used by Chinese shoppers internationally as well as domestically. Benefits include:
- Accept UnionPay debit and credit cards online, in store and in-app
- Acceptance in more than 125+ markets
- Access to Chinese shoppers at home and abroad
- Offer ExpressPay, SecurePay or SecurePlus depending your needs
- The ability to authenticate your shopper
- Support UnionPay debit and credit cards on a fully certified EMV point of sale terminal
Support omnichannel shopper journeys
With a single integration with Adyen, you can accept credit cards like UnionPay online, on mobile and in-store. An example flow is shown below:
Shopper orders item at home from a desktop and chooses to save card details.
Shopper buys additional item via the mobile app and pays with a single click.
Shopper makes a purchase in store with the same credit card.
From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.
Accept UnionPay with Adyen
Adyen offers a full-service UnionPay solution, including reconciliation, reporting and settlement services.
| Market | Global |
| Settlement currency | AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, SGD, USD, NZD, SEK |
| Channel | Ecommerce, Point of sale |
| Processing currencies | All available network currencies |
| Recurring transactions | Yes |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| 3D Secure | Yes |
| Settlement delay | 5 days |
| Chargebacks | Yes |
Pricing
We charge a processing fee + payment method fee per transaction.
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
Different commissions apply depending on the payment method.
Different commissions apply depending on the payment method.
Different commissions apply depending on the payment method.
Different commissions apply depending on the payment method.
The Adyen platform supports all key payment methods globally.