UnionPay (also known as China UnionPay, CUP or UPI) is the world’s biggest card network with more than 6 billion cards issued. It is widely used by Chinese shoppers internationally as well as domestically. Benefits include:
- Accept UnionPay debit and credit cards online, in store and in-app
- Acceptance in more than 125 markets
- Access to Chinese shoppers at home and abroad
- Offer ExpressPay, SecurePay or SecurePlus depending your needs
- The ability to authenticate your shopper
- Support UnionPay debit and credit cards on a fully certified EMV point of sale terminal
UnionPay shopper flow
Select UnionPay
Shopper chooses UnionPay from the list of available payment methods.
Provide payment details
Shopper is redirected to UnionPay page to enter payment details.
Authenticate (Optional)
If required, the shopper provides the SMS code that is sent to their mobile.
Accept UnionPay with Adyen
Adyen offers a full-service UnionPay solution, including reconciliation, reporting and settlement services.
| Market | Global |
| Settlement currency | AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, SGD, USD |
| Channel | Ecommerce and point of sale |
| Processing currencies | All available network currencies |
| Recurring transactions | Yes |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| 3D Secure | Yes |
| Settlement delay | 5 days |
| Chargebacks | Yes |
Pricing
We charge:
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.00% |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| € 0.10 | 3.00% |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.00% |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.00% |
The Adyen platform supports all key payment methods globally.
Ready to integrate?
To support this payment method, we offer an integration in which the payment page is hosted by Adyen. However, to ensure a seamless experience, the customer is directed straight from your site to the payment method, so the customer never lands on Adyen's page.