Accepted in more than 130 countries, with over 100 million cards in use, American Express (Amex), is a key method used to reach high-value shoppers globally. Amex cardholders spend on average three to four times as much as Visa and Mastercard cardholders, making it of particular interest to premium and high-end brands. It's available to support via Apple Pay, and benefits include:
- A wide range of supported currencies
- 24/7 service and support from Amex
- SafeKey 3D Secure protection
- Contactless payments
Support omnichannel shopper journeys
With a single integration with Adyen, you can accept credit cards like American Express online, on mobile and in-store. An example flow is shown below:
Shopper orders item at home from a desktop and chooses to save card details.
Shopper buys additional item via the mobile app and pays with a single click.
Shopper makes a purchase in store with the same credit card.
From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.
Accept American Express with Adyen
Adyen offers a full-service American Express solution, including reconciliation, reporting and settlement services.
| Market | Global |
| Settlement currency | AUD, CHF, DKK, EUR, GBP, HKD, JPY, NOK, NZD, SEK, SGD, USD |
| Channel | Ecommerce and point of sale |
| Processing currencies | All network supported currencies |
| Recurring transactions | Yes |
| Refunds | Yes |
| Multiple partial refunds | Yes |
| Multiple partial captures | Yes |
| 3D Secure | Yes |
| Settlement delay | US 3-5 days, EU 4-7 days, other currencies max 10 days |
| Chargebacks | Yes |
Pricing
We charge:
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.95% |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| € 0.10 | 3.95% |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.95% |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.95% |
The Adyen platform supports all key payment methods globally.