JCB is the leading domestic issuer and acquirer in Japan, used by more than 90 million cardholders and accepted at 30 million locations globally. Most cardholders originate from APAC, especially Japan, China, South Korea, and Taiwan. Cards are now issued in 19 territories, including EMEA markets such as Germany, Russia, Austria and Spain, with additional countries to follow.
- Support one-click payments
- Benefit from a high ATV
Support omnichannel shopper journeys
With a single integration with Adyen, you can accept credit cards like JCB online, on mobile and in-store. An example flow is shown below:
Shopper orders item at home from a desktop and chooses to save card details.
Shopper buys additional item via the mobile app and pays with a single click.
Shopper makes a purchase in store with the same credit card.
From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.
Accept JCB with Adyen
Adyen offers a full-service JCB solution, including reconciliation, reporting and settlement services.
| Market | Global |
| Settlement currency | CAD, USD, CHF, DKK, EUR, GBP, NOK, SEK, AUD, HKD, JPY, NZD, SGD |
| Channel | Ecommerce and point of sale |
| Processing currencies | All network supported currencies |
| Recurring transactions | Yes |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| 3D Secure | Yes |
| Settlement delay | 5 days |
| Chargebacks | Yes |
Pricing
We charge:
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.
Interchange++ consists of the following components:
- Interchange fee charged by the banks who issued the card
- Scheme fee charged by the card schemes
- Applicable acquirer markup
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.75% |
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
- Acquirer markup: 0.60%
- Interchange fee: customer bank fee
- Card Scheme fee: fee from the card scheme
| Processing fee | Payment method fee |
|---|---|
| € 0.10 | 3.75% |
We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.
Interchange++ consists of the following components:
- Interchange fee charged by the banks who issued the card
- Scheme fee charged by the card schemes
- Applicable acquirer markup
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.75% |
The Adyen platform supports all key payment methods globally.
Ready to integrate?
To support this payment method, we offer an integration in which the payment page is hosted by Adyen. However, to ensure a seamless experience, the customer is directed straight from your site to the payment method, so the customer never lands on Adyen's page.