With more than 30 issuers and more than 70 million cardholders in North America, Discover is a major card scheme in the U.S. market, and has one of the highest acceptance rates among the top 100 U.S. retailers. Benefits include:
- Support of one-click payments and a seamless experience across online, in-store, and in-app
- Strategic partnerships to accept foreign travelers in the U.S. (e.g. CUP, JCB and Diners)
- Unlimited revenue potential with card members spending millions of dollars monthly
- An additional layer of security with ProtectBuy
Support omnichannel shopper journeys
With a single integration with Adyen, you can accept credit cards like Discover online, on mobile and in-store. An example flow is shown below:
Shopper orders item at home from a desktop and chooses to save card details.
Shopper buys additional item via the mobile app and pays with a single click.
Shopper makes a purchase in store with the same credit card.
From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.
Accept Discover with Adyen
Adyen offers a full-service Discover solution, including reconciliation, reporting and settlement services.
| Market | Global |
| Settlement currency | USD |
| Channel | Ecommerce and point of sale |
| Processing currencies | All network supported currencies |
| Recurring transactions | Yes |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| Settlement delay | 2-4 days |
| Chargebacks | Yes |
Pricing
We charge:
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.95% (in specific situation Interchange++ pricing can be charged) |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| € 0.10 | 3.95% (in specific situation Interchange++ pricing can be charged) |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.95% (in specific situation Interchange++ pricing can be charged) |
Different commissions apply depending on the payment method.
| Processing fee | Payment method fee |
|---|---|
| $ 0.12 | 3.95% (in specific situation Interchange++ pricing can be charged) |
The Adyen platform supports all key payment methods globally.