Discover

Discover new revenue opportunities in North America
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With more than 30 issuers and more than 70 million cardholders in North America, Discover is a major card scheme in the U.S. market, and has one of the highest acceptance rates among the top 100 U.S. retailers. Benefits include:

  • Support of one-click payments and a seamless experience across online, in-store, and in-app
  • Strategic partnerships to accept foreign travelers in the U.S. (e.g. CUP, JCB and Diner's)
  • Unlimited revenue potential with card members spending millions of dollars monthly 
  • An additional layer of security with ProtectBuy

Support omnichannel shopper journeys

With a single integration with Adyen, you can accept credit cards like Discover online, on mobile and in-store. An example flow is shown below:

 

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Shopper orders item at home from a desktop and chooses to save card details.

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Shopper buys additional item via the mobile app and pays with a single click.

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Shopper makes a purchase in store with the same credit card.

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From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.

Accept Discover with Adyen

Adyen offers a full-service Discover solution, including reconciliation, reporting and settlement services.

Market Global
Settlement currency

USD

Channel Ecommerce and point of sale
Processing currencies All network supported currencies
Recurring transactions Yes
Refunds Yes
Partial refunds Yes
Multiple partial refunds Yes
Settlement delay 2-4 days
Chargebacks Yes

Pricing

We charge:

Adyen processing fee + payment method fee

Commission per transaction, may differ per region.

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup
Processing fee Payment method fee
$ 0.12 Interchange++

The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):

  • Acquirer markup: 0.60% 
  • Interchange fee: customer bank fee
  • Card Scheme fee: fee from the card scheme
Processing fee Payment method fee
€ 0.10 3.95%

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup
Processing fee Payment method fee
$ 0.12 3.95%

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup
Processing fee Payment method fee
$ 0.12 3.95%

The Adyen platform supports all key payment methods globally.

See the full list

Ready to integrate?

To support this payment method, we offer an integration in which the payment page is hosted by Adyen. However, to ensure a seamless experience, the customer is directed straight from your site to the payment method, so the customer never lands on Adyen's page.

Contact us