Payment tokenization built for modern commerce
Route anywhere and convert everywhere without rebuilding your payments infrastructure. Tokenize ends the compromise between flexibility and performance.
The token strategy built for modern commerce
Adyen’s universal token vault stores details once, then lets you use them everywhere.
Adyen’s universal token vault stores details once, then lets you use them everywhere.
Own your token strategy
Store credentials once in a secure vault to take control of your payments. Route transactions across providers to optimize performance and avoid vendor lock-in.
Increase revenue with intelligent tokens
Improve authorization rates and recover lost revenue with automatically refreshed credentials powered by Adyen's network intelligence, reducing involuntary churn and unnecessary scheme costs.
Prepare for the next era of commerce
Keep customer payment data secure and stay ready for what’s next. From in-person to online to agentic, create a foundation for future business needs.
One token infrastructure. Multiple ways to grow.
Adyen’s modular infrastructure lets you securely manage card data and optimize performance across your entire ecosystem.
Secure card capture Collect payment details safely on your own page or via Adyen’s hosted solutions. Data is encrypted at the source, keeping it out of your systems while giving you full control over the UI.
Account Updater Prevent declined payments from expired or replaced cards. Our network updates cards in real time, supplemented by Batch and Real-Time Account Updater products for all major schemes.
Forward API Securely share card data with any third party. Retain full routing control across your entire PSP setup without duplicate vaults or infrastructure rebuilds.
Network Token Management Provision and manage network tokens across major card schemes through a single integration. Adyen handles the lifecycle behind the scenes to improve payment performance without added complexity.
Agentic commerce readiness Participate in agentic commerce without losing the customer relationship. Tokenize works across emerging agentic commerce protocols, helping you transact through new AI channels while retaining customer identity, data, and control.
"One of the great things about working with Adyen is that technologically advanced services like network tokens are offered at a much earlier phase… From an optimization perspective, network tokens have improved our authorization rates and saved us money."
Dig into the details
Learn how network tokens help increase payment success, minimize disruptions, and enhance customer experiences.
Learn how network tokens help increase payment success, minimize disruptions, and enhance customer experiences.
Go beyond Tokenize
Adyen Uplift modules work together on every transaction. Make your checkouts more secure and personal with one suite of tools.
- AUTHENTICATEAuthenticate with less friction. Apply the right level of security to maximize conversion while meeting global compliance requirements.
- PROTECTTurn risk into growth. Use AI-powered risk intelligence to stop fraud, reduce false declines, and recognize trusted shoppers instantly.
- OPTIMIZEOptimize every transaction. Use AI to route, recover, and optimize payments for higher authorization rates and lower costs.
- PERSONALIZEPersonalize every checkout. Show each shopper the payment experience they're most likely to complete.
AI-driven performance, engineered for enterprises
Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.
Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.
Single platform built in-house
Unlike fragmented legacy architectures, Adyen brings payments onto one single platform. That foundation allows Adyen Uplift to act on connected data across the full funnel, without the latency and complexity of stitched-together systems.
Banking licenses across markets
With full banking licenses in the US, UK, and EU, Adyen provides the regulatory certainty enterprises need to confidently put payment intelligence into action.
Dynamic identification
Adyen Uplift leverages signals from Adyen's global ecosystem to recognize shoppers more accurately, helping businesses make smarter, more precise decisions.
Get more control over every transaction
Boost authorization rates, cut interchange fees, and keep payment details automatically up to date with intelligent Tokens.