Optimize

Route and adapt the messaging of every payment for maximum conversion

Optimize uses AI to automatically adjust the format of the authorization message data fields and direct every transaction through the most successful, lowest-cost path. No manual routing required.

Dashboard showing payment cost savings and conversion rate uplift from an Adyen platform.
A digital dashboard showing savings and uplift rates in payment costs, conversion, and authentication with Adyen.

Use the best path and the most successful authorization message format, for every use case, every time

From checkout to routing, every part of your payment flow is an opportunity to convert more and spend less.

Improve auth rates and optimize costs

Automatically adapt the authorization message format to maximize conversion and route every transaction to the most cost-effective path. 

Smart retries for failed payments

Recover failed payments through intelligent retries without manual intervention.

Maximize profit margins

Reduce transaction costs without sacrificing conversion. Share the right data with issuers to qualify for lower interchange rates.

Every single payment, optimized

Four features work together to maximize revenue and reduce costs.

Payment process with an Adyen terminal at a business location.

Intelligent Payment Routing Automatically find the acquiring route with the highest authorization success rate and the lowest cost. You decide what are the objectives: maximizing conversion, minimizing cost or balancing both.

Graph showing approval rate increase of +6.41% between Bank B and Bank A, with data by Adyen.

Smart Payment Messaging Maximize the chance a transaction is accepted. Optimize adapts payment logic to match each issuing bank’s preferences, including CVC and AVS to keep approval rates high.

A business transaction displaying a Visa payment of 3532 USD processed through an Adyen terminal.

Auto Retries Recover revenue from failed payments. Auto Retries intelligently retries declined transactions by adapting the route, messaging, authentication, and tokenization to maximize the chance of success – in milliseconds.

Display of financial transactions showing received, insufficient funds, and adjustment entries on an interface.

Auto Rescue Recover recurring revenue automatically with intelligent retries that reduce involuntary churn and keep subscribers active.

Adyen team members showcasing secure digital payment options with an Adyen terminal.

Excessive Retry Protection Service Prevent excessive retry fees by blocking any payments likely to trigger them.

“In Europe, payment preferences vary almost as much as language. Adyen has provided valuable guidance, helping us identify which methods to accept in each market.”

Mark Hobbs

Senior Payments Manager, Farfetch

The system behind higher conversion and lower costs

Get the strategies businesses are applying to optimize their payment flows and drive measurable growth.

Editorial Illustration of How Adyen does AI

How Adyen does AI

Every transaction Adyen processes runs through machine learning inference in real-time. Understand the infrastructure behind it.


Adyen team members review transaction analytics on a laptop during a remote meeting.

Full-funnel optimization

Learn how to unlock more revenue opportunities with Adyen Uplift.


A laptop generating screens through AI

From concept to production in critical flows

Learn more about how Adyen approaches AI development in our roadmap.


AI-driven performance, engineered for enterprises

Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.

A digital visualization of secure transaction flows representing Adyen payment processing and technology solutions.

Single platform built in-house

Unlike fragmented legacy architectures, Adyen brings payments onto one single platform. That foundation allows Adyen Uplift to act on connected data across the full funnel, without the latency and complexity of stitched-together systems.

Global payment data visualization showing transaction amounts with a 3D globe backdrop.

Banking licenses across markets

With full banking licenses in the US, UK, and EU, Adyen provides the regulatory certainty enterprises need to confidently put payment intelligence into action.

A digital network visualization representing secure payment technology by Adyen for business solutions.

Dynamic identification

Adyen Uplift leverages signals from Adyen's global ecosystem to recognize shoppers more accurately, helping businesses make smarter, more precise decisions.

Start converting more customers

Add intelligent routing to your existing payment stack.

Frequently Asked Questions