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Pass on payment fees with commercial card surcharges

Offset payment processing fees by passing on surcharges for commercial card payments, all while staying in control of your pricing.

March 2025

Woman at work unpacking an issued creditcard

Introducing commercial card surcharge

We’re excited to introduce the ability to pass on scheme fees to your customers as a surcharge. This update allows you to charge different surcharges based on whether a card is personal or commercial, giving you more control over your payment processing costs.

Flexibility to manage transaction fees

In many regions, it’s common to pass payment network fees to customers, particularly with commercial cards. This feature is designed to streamline that process by allowing you to define surcharges for different card types. This is currently supported for online transactions, where the terminal checks the BIN range to identify the card type.

Get started with commercial card surcharge

Want to implement commercial card surcharges for your online transactions? You can configure the feature following our API docs or reach out to Support for assistance with the setup.

Learn more

Read our documentation and get started

Go to Adyen Docs

Contact your Adyen representative

Submit a request to our support team or reach out to your Adyen contact.

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