Let your users choose a repayment schedule that fits their business
Offer the optionality of 3, 6, or 12-month terms and allow your users to unlock higher funding amounts, now in pilot.
July 2026
Loan terms that follow real cash flow patterns
You can now offer Capital loans with flexible repayment terms of 3, 6, or 12 months. Users can select a term that fits their seasonal revenue cycles or long-term investment plans.
More flexibility for growth-focused funding
Capital is designed to support SMB growth with financing that adapts to different business needs. Longer terms can unlock higher loan amounts, helping users fund larger investments when they need them most.
How to enable flexible terms
Flexible loan terms are available via API and components. Reach out to your Adyen account team to join the pilot and configure available term options for your users.
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