Bring flexible Capital offers to your API experience
Let users customize their loan offers directly through your Capital API to improve conversion and match real business needs.
May 2026
Let users dynamically customize their loan amount
Your users can adjust loan amounts and choose repayment terms that fit their business needs in real time.
Built for better conversion and stronger fit
Dynamic offers help you match financing to actual demand, improving conversion rates and supporting higher-value loans across your user base.
Enable dynamic offers in your Capital API
Dynamic offer configuration is available for all eligible Capital integrations. Work with your Adyen account team to activate this capability and align API settings with your Capital setup.
Latest updates
In-person paymentsEnable Dynamic Currency Conversion yourself with new self-service controls
Turn on and configure Dynamic Currency Conversion directly in the Customer Area or Management API, without contacting Support.
ProtectReduce friction for trusted shoppers with Risk Based Exemptions
Reduce unnecessary authentication for trusted shoppers by using machine learning to identify low-risk transactions and request authentication exemptions where supported.