Accelerate access to capital with early loan renewals

Unlock continuous funding for your users

Today, 80% of users who have repaid their loan take a second one. With Adyen Capital, you can now join the pilot and let eligible users renew their loan once they have repaid around 80% of their current balance. This removes the gap between full repayment and access to new funding, so users can keep investing in their business without waiting for full repayment.

Built for growing businesses on your platform

Capital is designed to support your users with flexible access to funding as they scale. With early renewals, each repayment cycle becomes part of an ongoing funding journey, helping you increase retention and overall loan activity across your eligible users.

Activate early renewals in your Capital setup

Early renewals are available for eligible users and can be configured within your Capital offering. Speak with your Adyen account team to join the pilot and align the renewal threshold to your portfolio strategy.