iDEAL

Support the payment method used in 60% of online transactions in the Netherlands

The most popular payment method in the Netherlands, iDEAL is an inter-bank system covered by all major Dutch consumer banks. Benefits include:

  • Low transaction fees
  • High conversion rates
  • Guaranteed transactions
  • Settlement cycle of 1-3 days

How it works on desktop

 

Select iDEAL

Shopper chooses iDEAL from list of payment methods.

 

Select bank

Shopper selects bank from the list of options.

 

Enter bank details

Shopper is redirected to the bank environment and enters bank details.

 

Select bank account

Shopper selects their bank account.

 

Enter code

Shopper enters a code, which is sent via SMS or generated on a secure device.

 

Confirmation page

Shopper reaches the confirmation page and is redirected back to the merchant's site.


How it works on mobile

 

Select iDEAL

Shopper selects iDEAL from list of payment methods.

Select bank

Shopper selects bank from the list.

Choose method

Shopper selects to pay with bank app or via bank's iDEAL page.

 

Enter bank details

In bank environment, shopper enters details.

Enter code

Shopper enters activation code (generated on secure device).

Confirmation page

Shopper reaches the confirmation page and is redirected back to the merchant's site.

Accept iDEAL with Adyen

Adyen offers a full service iDEAL solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with iDEAL acquiring banks.

Market the Netherlands
Settlement currency Euro
Channels Online and mobile
Refunds Yes
Partial refunds Yes (via bank transfer)
Recurring payments Yes (via direct debit)

Ready to integrate?

Client Side Encryption

The Hipercard integration checkout takes place on your site, so you keep full control over the design and customer data. Payment data is encrypted before it passes through your system, which reduces your scope of PCI compliance.

Adyen's API integration

Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must comply with strict PCI security audits.

Directory Lookup

Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.
 

Learn more