The most popular payment method in the Netherlands, iDEAL is an inter-bank system covered by all major Dutch consumer banks. Benefits include:
- Low transaction fees
- High conversion rates
- Guaranteed transactions
- Settlement cycle of 1-3 days
How it works on desktop
Select iDEAL
Shopper chooses iDEAL from list of payment methods.
Select bank
Shopper selects bank from the list of options.
Enter bank details
Shopper is redirected to the bank environment and enters bank details.
Select bank account
Shopper selects their bank account.
Enter code
Shopper enters a code, which is sent via SMS or generated on a secure device.
Confirmation page
Shopper reaches the confirmation page and is redirected back to the merchant's site.
How it works on mobile
Select iDEAL
Shopper selects iDEAL from list of payment methods.
Select bank
Shopper selects bank from the list.
Choose method
Shopper selects to pay with bank app or via bank's iDEAL page.
Enter bank details
In bank environment, shopper enters details.
Enter code
Shopper enters activation code (generated on secure device).
Confirmation page
Shopper reaches the confirmation page and is redirected back to the merchant's site.
Accept iDEAL with Adyen
Adyen offers a full service iDEAL solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with iDEAL acquiring banks.
| Market | the Netherlands |
|---|---|
| Settlement currency | Euro |
| Channels | Online and mobile |
| Refunds | Yes |
| Partial refunds | Yes (via bank transfer) |
| Recurring payments | Yes (via direct debit) |
Ready to integrate?
Client Side Encryption
The Hipercard integration checkout takes place on your site, so you keep full control over the design and customer data. Payment data is encrypted before it passes through your system, which reduces your scope of PCI compliance.
Adyen's API integration
Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must comply with strict PCI security audits.
Directory Lookup
Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.