iDEAL

Support the payment method used in 60% of online transactions in the Netherlands
Image

The most popular payment method in the Netherlands, iDEAL is an inter-bank system covered by all major Dutch consumer banks. Benefits include:

  • Low transaction fees
  • High conversion rates
  • Guaranteed transactions
  • Settlement cycle of 1-3 days

How it works on desktop

 

Image

Select iDEAL

Shopper chooses iDEAL from list of payment methods.

 

Image

Select bank

Shopper selects bank from the list of options.

 

Image

Enter bank details

Shopper is redirected to the bank environment and enters bank details.

 

Image

Select bank account

Shopper selects their bank account.

 

Image

Enter code

Shopper enters a code, which is sent via SMS or generated on a secure device.

 

Image

Confirmation page

Shopper reaches the confirmation page and is redirected back to the merchant's site.


How it works on mobile

 

Image

Select iDEAL

Shopper selects iDEAL from list of payment methods.

Image

Select bank

Shopper selects bank from the list.

Image

Choose method

Shopper selects to pay with bank app or via bank's iDEAL page.

 

Image

Enter bank details

In bank environment, shopper enters details.

Image

Enter code

Shopper enters activation code (generated on secure device).

Image

Confirmation page

Shopper reaches the confirmation page and is redirected back to the merchant's site.

Accept iDEAL with Adyen

Adyen offers a full service iDEAL solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with iDEAL acquiring banks.

Market the Netherlands
Settlement currency Euro
Channels Online and mobile
Refunds Yes
Partial refunds Yes (via bank transfer)
Recurring payments Yes (via direct debit)

Ready to integrate?

Client Side Encryption

Keep full control over page design and customer data without the burden of PCI compliance with Client Side Encryption, where payment data is encrypted before it passes through your system.

Adyen's API integration

Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must be PCI compliant.

Directory Lookup

Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.