RemitBee builds beyond borders

Founded in 2015 by immigrants who understand the challenges of sending money home firsthand, the Canadian fintech set out to make international money transfers simpler, faster, and more transparent. Instead of building around physical agent networks, opaque exchange rates, and settlement times measured in days, RemitBee approached remittances as a technology problem. Today, that vision is expanding. With its B2B payment rail product, RPass, RemitBee is extending its cross-border capabilities to Canadian businesses and laying the groundwork for growth beyond Canada. As it prepared for that next chapter, RemitBee came to Adyen to build a payments foundation that can grow with it.

We set out to spark a financial revolution, connecting people and money across borders, currencies, and cultures. That mission is bigger than remittances now. We’re building the cross-border payment infrastructure Canada deserves and proving a Canadian fintech can stand with the best in the world.

Manos Yoganathan

Co-Founder, RemitBee

For people sending money internationally, cost, speed, and certainty matter.

RemitBee built its platform around what customers need most, with exchange rates and fees visible upfront and a digital-first model designed to move money without the complexity of traditional, branch-based money transfers.

That experience is particularly important in Canada, where RemitBee was built to serve a large immigrant community. International transfers can support families, cover emergencies, fund tuition, or sustain businesses abroad. For the people sending them, certainty matters just as much as speed.

Trust underpins that experience. RemitBee focuses on transparent pricing, visibility into transfers, responsive support, and established risk, compliance, and security controls behind every payment.

As the business grew, RemitBee began applying the same principles to a bigger opportunity: helping Canadian businesses move money across borders.

RPass represents the next stage of that evolution. Rather than only serving individual customers, RemitBee is extending its cross-border infrastructure to businesses that need the same reliability and transparency at commercial scale.

That shift prompted the team to look ahead at the infrastructure supporting the business.

There wasn’t a single breaking point. Instead, as RemitBee mapped out new markets, products, and deeper reach for RPass, the team began asking whether its payments infrastructure could support where the business wanted to go next.

Areas such as dispute handling and managing multiple processing relationships required more manual effort than the team wanted. More importantly, RemitBee wanted a payments partner with the infrastructure and international reach to support expansion beyond Canada.

Rather than solve for the business it had already built, RemitBee wanted to prepare for the one it was becoming.

RemitBee focused on three priorities when evaluating its next payments partner: direct acquiring and banking capabilities, a more efficient approach to disputes and chargebacks, and a credible path to international expansion.

Adyen’s single platform and end-to-end infrastructure stood out.

For RemitBee, Adyen’s direct acquiring and bank licenses in the US, EU, and UK mean fewer dependencies on third-party sponsor banks as the company grows into new markets. Adyen’s global infrastructure also gives the team a foundation designed to support businesses operating across markets and at scale.

Dispute management was another immediate priority. Under RemitBee’s previous setup, the cost and manual effort involved in managing chargebacks was disproportionate to its dispute volume. The team expects Adyen’s lower dispute fees and AI-assisted tooling to reduce that burden as processing moves onto the platform.

Adyen isn’t infrastructure we’re renting. It’s infrastructure we can keep building on, and that’s what makes this feel less like a vendor relationship and more like a shared trajectory.

Manos Yoganathan

Co-Founder, RemitBee

Consolidation was also an important part of RemitBee’s decision.

Every additional payments provider can mean another integration, reconciliation process, and system for teams to manage. That complexity can compound as a business enters new markets and launches new products.

By bringing more of its Canadian processing onto a single platform, RemitBee expects to simplify dispute management, reconciliation, and reporting while reducing the operational burden of managing multiple processing relationships.

That gives the team more room to focus on the products and markets ahead.

As RemitBee puts it, the goal is to shift the internal conversation from “can our infrastructure handle this?” to “what market or product should we pursue next?”

Canada is the starting point for the partnership, but RemitBee is already looking further ahead.

The company is exploring opportunities to expand into new international markets and sees longer-term potential in areas such as Issuing and broader Payment Methods as RPass grows.

It’s the next step in RemitBee’s evolution. What began as a way to improve international money transfers for individual customers is becoming infrastructure other businesses can build on.

“Canadian fintechs are building world-class financial infrastructure, and RemitBee is a strong example,” said Sander Meijers, Canada Country Manager at Adyen. “We’re proud to partner with RemitBee in Canada to expand their payment capabilities from debit and credit card processing to digital wallets and to help them lay a flexible foundation for growth.”

For RemitBee, the goal is to make sure its payments infrastructure can keep supporting that evolution as the company adds markets, products, and new ways for businesses to move money internationally.

This partnership starts in Canada, but that’s where it starts, not where it ends. A company built by immigrants has become a Canadian success story, and partnerships like this one help take it even further.

Manos Yoganathan

Co-Founder, RemitBee