Smarter fraud decisions, made visible
See exactly how our machine learning models assess fraud risk. Get insights into the signals behind each decision so you can act with more confidence and control.
April 2025
Understand the why behind every fraud block
We’ve made it easier to see how fraud decisions are made. Now, when a payment is blocked or flagged, you can view the specific signals our machine learning models used to assess the risk, drawing from your own data, checkout inputs, and our global network.
Make more informed decisions
This transparency helps you evaluate the model’s logic and adjust your setup with custom rules when needed. Whether you're looking to refine your risk settings or provide clarity to operational teams, these insights are now at your fingertips.
Explore the signals
To access the signals, go to any card based payment that was fraud disputable (e.g. a Mastercard payment). You can do so via the Customer Area > Transactions > Payments > Select a payment and click on the Risk score.
To further drive the classification accuracy of Protect, please ensure that you are sending all required fields, where possible including Checkout information to drive the highest possible accuracy.
Latest updates
Payment methodsExpanded Sales Day Payout coverage across key payment methods
Affirm, Alma, and Oney now follow sales day payout, giving you more consistent payouts and reducing reconciliation effort.
Financial productsAdyen Capital: Funding for businesses up to €100k
Your platform users can now access up to €100k in funding through Adyen Capital, helping them grow faster with flexible, data-driven financing.