Visa

Connect with the world's shoppers
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Visa is the largest global card network in the world in terms of transaction value, and the dominant payment method in all key global markets outside China. Benefits of accepting Visa with Adyen include:

  • Accept Visa debit and credit cards online, in store and in-app
  • Benefit from Adyen Acquiring for full data and performance insights
  • Support Visa debit and credit cards on a fully certified point of sale terminal, with Chip and Signature, Chip and PIN, or contactless authentication
  • Support one-click payments when the shopper stores card details
  • Offer Verified by Visa for additional security through 3D Secure
  • Use Account Updater, to update card details after expiry
  • Accept Visa cards in Android Pay and Apple Pay

Support omnichannel shopper journeys

With a single integration with Adyen, you can accept credit cards like Visa online, on mobile and in-store. An example flow is shown below:

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Shopper orders item at home from a desktop and chooses to save card details.

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Shopper buys additional item via the mobile app and pays with a single click.

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Shopper makes a purchase in store with the same credit card.

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From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.

Accept Visa with Adyen

Adyen offers a full service Visa solution, including reconciliation, reporting and settlement services.

Market Global
Settlement currency

EUR, GBP, USD, CAD, CHF, CZK, DKK, NOK, PLN, SEK, AUD, HKD, JPY, NZD, SGD, ZAR, USD, BRL, AUD, HKD

Channel Ecommerce and point of sale
Processing currencies All network supported currencies
Recurring transactions Yes
Refunds Yes
Partial refunds Yes
Multiple partial refunds Yes
Multiple partial captures Yes
3D Secure Yes
Payouts Yes
Settlement delay EU, US, AUS 1-2 days, Other currencies 2-3 days
Chargebacks Yes

Pricing

We charge:

Adyen processing fee + payment method fee

Commission per transaction, may differ per region.

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup
Processing fee Payment method fee
$ 0.12 Interchange++

The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):

  • Acquirer markup: 0.60% 
  • Interchange fee: customer bank fee
  • Card Scheme fee: fee from the card scheme
Processing fee Payment method fee
€ 0.10 Interchange++ (average total 0.90% - 1.10%)

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup
Processing fee Payment method fee
$ 0.12 Interchange++

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup
Processing fee Payment method fee
$ 0.12 Interchange++

The Adyen platform supports all key payment methods globally.

See the full list

Ready to integrate?

To support this payment method, we offer an integration in which the payment page is hosted by Adyen. However, to ensure a seamless experience, the customer is directed straight from your site to the payment method, so the customer never lands on Adyen's page.

Contact us

Types of Visa payment supported by Adyen