Oney payment method

3x4xONEY, former Facilipay, is one of the most popular instalments payment method in France. This payment method allows merchants to offer their shoppers the possibility to split their payment into 3 or 4 instalments by credit card, with or without fees. This payment method exists also for the Spanish market.

  • Immediate and full financing of the purchase
  • Guarantee against credit card fraud and unpaid customers
  • "Ready to use” solution: quick to set up
  • Powerful tool to increase conversation rate by enhancing the shopper’s buying power

Accept Oney with Adyen

Adyen offers a full service solution, including reconciliation, reporting and settlement services.

Market France, Spain
Settlement currency


Channel Ecommerce
Processing currencies EUR
Recurring transactions No
Refunds Yes
Multiple partial refunds Yes
Multiple partial captures No
3D Secure Yes
Payouts No
Settlement delay France: 7-9 days; Spain: 4-5 days
Chargebacks No


We charge a processing fee + payment method fee per transaction.

Commission per transaction, may differ per region.

Different commissions apply depending on the payment method.

The Adyen platform supports all key payment methods globally.

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