Oney payment method

Simple, easy and secure, 3x 4x Oney is a European instalments solution, widely used in France and Spain. Available for baskets of € 100 to € 2,000 and accessible to any bank card holder (Visa and MasterCard), 3x 4x Oney increases your average basket and your revenue. This innovative solution offers your customers an unprecedented means of short-term financing. The act of purchase is made easier by an immediate response.

  • Immediate and full financing of the purchase
  • Guarantee against credit card fraud and unpaid customers
  • "Ready to use” solution: quick to set up
  • Powerful tool to increase conversation rate by enhancing the shopper’s buying power

Accept Oney with Adyen

Adyen offers a full service solution, including reconciliation, reporting and settlement services.

Market France, Spain
Settlement currency


Channel Ecommerce
Processing currencies EUR
Recurring transactions No
Refunds Yes
Multiple partial refunds Yes
Multiple partial captures No
3D Secure Yes
Payouts No
Settlement delay France: 7-9 days; Spain: 4-5 days
Chargebacks No


We charge a processing fee + payment method fee per transaction.

Commission per transaction, may differ per region.

Different commissions apply depending on the payment method.

The Adyen platform supports all key payment methods globally.

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