A single integration into our platform
We're a Netzbetreiber (network operator) within girocard's ecosystem
Secure payment method: EMV chip transactions
Contactless payments and refunds are supported
Subproducts
girocard Apple Pay
Apple Pay is now available to use with girocard, enabling cardholders to pay securely in-store and online with their iPhone, iPad, or iMac
Apple Pay and girocard combine reach and usability, making it a must-have-addition to your payment method mix in Germany
Chargebacks are not supported
With an existing Apple Pay integration, adding girocard is just a matter of configuration
Available throughout the Eurozone
How it works
Shoppers can pay in store with their girocard via chip & PIN
Contactless with their smartphone
Or contactless with their girocard debit card
Payment is authorized
Payment complete
Shopper selects Apple Pay from the payment methods available
Shopper confirms payment
Payment is being processed
Awaiting for the authorization response
Authorization is confirmed
Transaction is completed
Features
Payment type
Channel
Available in
Europe
Germany
Currencies
Settlement currency
EUR
Processing currency
EUR
Other
Refunds
Subsequent SEPA Credit Transfer transaction
Partial refunds
Subsequent SEPA Credit Transfer transaction
Multiple partial refunds
Subsequent SEPA Credit Transfer transaction
Multiple partial captures
Only 1st capture is guaranteed
3D Secure
POS: No; Apple Pay Ecommerce: Yes
Chargebacks
Local entity required
Sales day payout
Settlement delay
2 days
Recurring
POS: Yes; Apple Pay Ecommerce: No
Frequently Asked Questions
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