girocard
The largest card payment method in Germany with over 100 million cards in circulation. With girocard users can pay via chip and pin or contactless at over 840,000 POS terminal and a network of over 58,000 ATMs.
- A single integration into Adyen’s platform without any additional third party integrations
- Adyen is a network operator (“Netzbetreiber”) in the girocard ecosystem
- Terminals are open for internationalization: Adyen offers girocard in all EUR countries (all EUR terminals in other countries can accept girocard via Adyen)
- Faster roll-out: one software for all terminals worldwide
- Secure payment method: EMV chip transactions
- P2PE certified terminals
- Contactless payments and refunds are supported
Accept girocard with Adyen
Adyen offers a full service solution, including reconciliation, reporting and settlement services.
| Market | Germany |
| Settlement currency | EUR |
| Channel | Point of Sale |
| Processing currencies | EUR |
| Recurring transactions | Yes (subsequent SEPA Direct Debit transactions) |
| Refunds | Yes (subsequent SEPA Credit Transfer transaction) |
| Partial refunds | Yes (subsequent SEPA Credit Transfer transaction) |
| Multiple partial refunds | Yes (subsequent SEPA Credit Transfer transactions) |
| Multiple partial captures | Yes (only 1st capture is guaranteed) |
| 3D Secure | No |
| Payouts | Yes |
| Settlement delay | 2 days |
| Chargebacks | No |
Pricing
We charge a processing fee + payment method fee per transaction.
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
The Adyen platform supports all key payment methods globally.
Start your journey with Adyen today
Getting started is easy. Create an account, and explore all the tools you need to grow your business.