girocard
girocard is one of Germany's most prevalent cards with over 100 million in circulation. Users can pay via chip and pin or contactless at over 840,000 POS terminals and use a network of over 58,000 ATMs
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A single integration into our platform
We're a Netzbetreiber (network operator) within girocard's ecosystem
Secure payment method: EMV chip transactions
Contactless payments and refunds are supported
Subproducts
girocard Apple Pay
Apple Pay is now available to use with girocard, enabling cardholders to pay securely in-store and online with their iPhone, iPad, or iMac
Apple Pay and girocard combine reach and usability, making it a must-have-addition to your payment method mix in Germany
Chargebacks are not supported
With an existing Apple Pay integration, adding girocard is just a matter of configuration
Available throughout the Eurozone
How it works
Shoppers can pay in store with their girocard via chip & PIN
Contactless with their smartphone
Or contactless with their girocard debit card
Payment is authorized
Payment complete
Shopper selects Apple Pay from the payment methods available
Shopper confirms payment
Payment is being processed
Awaiting for the authorization response
Authorization is confirmed
Transaction is completed
Features
| Payment type | Cards | |
|---|---|---|
| Channel | In person | |
| Available in | Europe | Germany |
| Currencies | Settlement currency | EUR |
| Processing currency | EUR | |
| Other | Refunds | Subsequent SEPA Credit Transfer transaction |
| Partial refunds | Subsequent SEPA Credit Transfer transaction | |
| Multiple partial refunds | Subsequent SEPA Credit Transfer transaction | |
| Multiple partial captures | Only 1st capture is guaranteed | |
| 3D Secure | POS: No; Apple Pay Ecommerce: Yes | |
| Chargebacks | ||
| Local entity required | ||
| Sales day payout | ||
| Settlement delay | 2 days | |
| Recurring | POS: Yes; Apple Pay Ecommerce: No |
How to integrate payment methods
Already a customer
If you are an Adyen customer, you can simply request a new payment method in the Customer Area.
Log inNot a customer
Contact our team and we will help you set up a test account where you can explore our platform and payment methods.
Get in touchFrequently Asked Questions
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