A Direct Debit is an instruction from a customer to their bank, authorizing a business to collect an agreed amount from their account. BACS is the simplest way for companies to get paid for regular or occasional payments from their UK customers, both business and consumer.

  • Safe and trusted method 
  • Fast settlement
  • Cost-effective
  • Familiar to U.K. shoppers

How it works

Enter details

Shopper provides personal and bank account details.


Shopper reviews and confirms the payment.

DDI download

Shopper can download the direct debit instruction (DDI) document.

Accept BACS Direct Debit with Adyen

The following is included in Adyen's BACS Direct Debit integration:

Market UK
Settlement currency


Channel Ecommerce, Point of sale
Processing currencies GBP
Recurring transactions Yes
Refunds Yes
Partial refunds Yes
Payouts Yes
Settlement delay 2-6 days
Chargebacks Yes


We charge a processing fee + payment method fee per transaction.

Commission per transaction, may differ per region.

Different commissions apply depending on the payment method.

The Adyen platform supports all key payment methods globally.

See the full list

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