Focus on time to profit

Help merchants increase their sales and average order size with seamless innovative solutions that are fast to implement; start selling in no time.

Responsible and ethical

Alma is committed to not using or reselling our merchants' customer data for commercial purposes and does not push for over consumption, protecting consumers from over indebtedness. Alma does not charge any late payment fees.


Buy Now Pay Later (BNPL) product that allows users to spread their payments over 3 or 4 instalments, with no interest and no hidden fees.


Payment type
Buy now pay later
Settlement currency
Processing currency
Partial refunds
Multiple partial captures
(only 1 allowed)
Guaranteed payment method as long as the merchant complies with the Alma scheme rules
Local entity required
Sales day payout
Settlement delay

How to integrate payment methods

Already a customer

If you are an Adyen customer, you can simply request a new payment method in the Customer Area.

Log in

Not a customer

Contact our team and we will help you set up a test account where you can explore our platform and payment methods.


Frequently Asked Questions

Want to see how people pay in other countries?

Browse and filter 100+ payment methods on region, channel, and more.