Open banking / PaybyBank
Open banking allows shoppers to directly pay from their bank through an account-to-account payment that makes for a user-friendly, secure and cost-effective payment experience.
Adyen’s open banking functionality has been developed as a white-label solution. When a shopper chooses to pay by bank, they will automatically be presented with the most fitting authentication method - which may vary from QR code to bank portal log-in or application switch, depending on their bank and country. Adyen’s open banking option is available across all major operating systems, including API, web, iOS and Android devices.
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