Klarna payment method

Offering Klarna on your webshop is a smooth way to boost sales, increase your average order value, and extend your customer reach. As of today, Klarna has a large customer base worldwide, who buy more and shop online more often, with 1 million daily transactions.

  • Give shoppers flexible payment options while you always get paid upfront and in full
  • Safe and secure payment method for physical products with 100% risk-free guarantee (as long as the merchant comply with Klara's schemes rules)
  • Attract frequent shoppers, increase your average order value and items per basket
  • More than 90 million customers worldwide

Klarna solutions

Klarna offers three ways for the consumer to pay to their network of merchants, on both ecommerce and POS:

Pay Later

The option to pay in either 14 (Germany and Austria only) and 30 days offers shoppers the ability to try before they buy, with no interest or added fees.

Once the order is shipped, Klarna pays retailers upfront while your customers benefit from an extra up to 30 days to pay.

Pay Now

Shoppers can pay immediately by secure bank transfer. Klarna recognizes the shopper after their first payment with this option, their details saved for future purchases.

This option is guaranteed; in case of non-payment Klarna takes on the risk for the merchant.

Pay Over Time

‘Pay over Time’ (the option to spread costs over 6-36 months).

With Pay in 3/4, shoppers can use either debit or credit card to complete their purchase. Accordingly, the installments will be charged to the preferred card, making online shopping more convenient for your customers.

With Pay over Time, the shopper completes a simple, real-time credit application with an instant decision.

Accept Klarna with Adyen

Adyen offers a full service Klarna solution, including reconciliation, reporting and settlement services.

Marked US, UK, AU, DE, AT, CH, ES, IT, BE, NL, DK, SE, NO, FI, FR


Kanal E-handel
Behandlingsvaluta USD, GBP, AUD, EUR, CHF, DKK, SEK, NOK
Tilbagevendende transaktioner Yes
Refunderinger Yes
Delvis refundering Yes
Flere delvise refunderinger Yes
Flere delvise trækninger Yes
3D Secure No
Udbetalinger No
Udbetalingforsinkelse 4 days
Chargebacks No (guaranteed payment method as long as the merchant complies with the Klarna scheme rules)


Vi opkræver et behandlingsgebyr + gebyr for betalingsmetode pr. transaktion.

Provision pr. transaktion kan variere pr. region.


​Interac-netværket understøtter prismodellen: Interchange++. Den består af følgende komponenter:​

  • ​Udvekslingsgebyr, der opkræves af den bank, der udstedte kortet​
  • ​Kortgebyr opkrævet af kortordningerne​
  • ​Gældende indløsermarkering opkrævet af Adyen​
  ​Ekspeditionsgebyr​ ​Gebyr for betalingsmetode​
​Interac Debit og Flash​ ​C$0,16​ ​Interchange++​
​Interac i app og mobilweb​ ​C$0,16​ ​Interchange++​
​Interac Online​ ​C$0,16​ ​Internationale forhandlere: C$0,60 + 2,00 %​
Indenlandske handlende: C$0,90​

Keep looking around


See what you're charged for every transaction.

Payment methods

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Country payment guides

Learn the local payment language in countries around the world.


Learn how to add payment methods in our docs environment.

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