Offer business accounts to users on your platform

Create accounts for users to run their finances where they do business and get instant access to funds.

Accounts dashboard

Your platform, your accounts

Let users open an account that’s fully branded and embedded into your platform and let them manage their finance where they do business.

Banking done right

Our proprietary banking infrastructure merges payments and financial services to limit dependencies on traditional banks and other parties. 

New revenue streams

Attract users to open accounts with competitive pricing. You decide the best way to monetize your offering.

Simplify business and money management for users

Create premium financial experiences for your users by allowing them to run fast and reliable financial operations on the same platform they run their business.

Speed up access to money

Give users access to funds by the end of each sales day, or even in real time.

Seamless money management

Money management and doing business in one single experience.

Open accounts in record time

Leverage KYC data you already have. No need for extensive paperwork.

Three people behind a computer

Offer the account that suits your users best

Different platform users have different needs. Start by offering the basics and expand when needed thanks to our modular approach to accounts.

Business Account

Let users receive, store, and spend funds anywhere by offering a business account.

  • Built for businesses

  • Supports domestic and international transfers

  • Comes with a bank account number

  • Supported in the EU, US, and UK

People together looking at screen

Balance Account

Create digital wallets for users to receive, store, and spend funds within your platform’s ecosystem.

  • Built for all platform users

  • Lightweight API integration

  • Topped up through direct payments or transfers

  • Pay out to the connected bank account

Person working behind a monitor

Let users run their financial operations on your platform

Help your users simplify their finances on a platform they use and trust with embedded accounts.

Offer branded business accounts thanks to our fully customizable solution

Open accounts in record time by adding on existing user information

Provide multi currency or single currency accounts depending on your users

Pay users instantly by running payments and accounts on our single platform

Offer accounts that are tailored to your users’ needs and expand when needed

Allow users to spend funds immediately by linking your own issued cards

Get started with one simple integration

Start with an end-to-end business account solution engineered to launch a fully branded experience fast.

Go to docs

API integration

Integrate Accounts into your platform with our API. Fully customize the UX to give users a branded experience.

Create accounts quickly

Our banking infrastructure allows us to issue accounts in record time by eliminating third-party dependencies.

Earn revenue

Monetize your Accounts offering how you see fit. We charge fixed fees, the rest is up to you.

We own compliance

Our expertise and banking licenses minimize your regulatory burden and compliance risk¹.

What offering Accounts means for your users

Discover some of the ways how Accounts can help users manage their cash flow.

Centralize all things finance within your platform

  • Become the one-stop shop for your users’ financial and business management

  • Seamlessly connect business accounts to Issuing and Capital

  • Create banking experiences tailored to your users’ needs

  • Remain in full control of the UX by integrating our APIs

People working behind desks

Help sellers get paid faster and make purchases in one ecosystem

  • Become the go-to platform for sellers to run their business

  • Make it easy for sellers to buy and sell in the platform

  • Make funds instantly available in the seller’s account

  • Remain in full control of the UX by integrating our APIs

Person in a store

A full banking suite on one platform

Give your users an account to manage their finances using the same infrastructure they use to accept and process payments. Our financial technology platform gives you the flexibility to add solutions that work for your users.

Accounts + Payments

Process payments and manage money in the same place. Our proprietary banking infrastructure increases speed and efficiency.

Learn more about Adyen for Platforms

Accounts + Capital

Allow users to access funding quickly on their platform branded business account. Cash advances are instantly accessible thanks to our infrastructure.

Learn more about Capital

Accounts + Issuing

Give users the ability to spend funds by issuing branded cards. Whether they pay in-person or with a bank transfer, your users can choose every time.

Learn more about Issuing 

Interested in the future of embedded business accounts for platforms?

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¹ Subject to market regulatory requirements.

² Accounts is currently only available for selected platforms in Europe, the UK, and the US.

³ Except if explicitly stated otherwise, Adyen N.V., not the platform, provides the account. 

4 Adyen N.V., San Francisco Branch is not a member FDIC. Monies deposited in an Adyen Business Account in the United States are not FDIC insured, are not guaranteed by Adyen.

Frequently asked questions