Offering Klarna on your webshop is a smooth way to boost sales, increase your average order value, and extend your customer reach. As of today, Klarna has a large customer base worldwide, who buy more and shop online more often, with 1 million daily transactions.
Klarna offers three ways for the consumer to pay to their network of merchants, on both ecommerce and POS:
The option to pay in either 14 (Germany and Austria only) and 30 days offers shoppers the ability to try before they buy, with no interest or added fees.
Once the order is shipped, Klarna pays retailers upfront while your customers benefit from an extra up to 30 days to pay.
Shoppers can pay immediately by secure bank transfer. Klarna recognizes the shopper after their first payment with this option, their details saved for future purchases.
This option is guaranteed; in case of non-payment Klarna takes on the risk for the merchant.
‘Pay over Time’ (the option to spread costs over 6-36 months).
With Pay in 3/4, shoppers can use either debit or credit card to complete their purchase. Accordingly, the installments will be charged to the preferred card, making online shopping more convenient for your customers.
With Pay over Time, the shopper completes a simple, real-time credit application with an instant decision.
Adyen offers a full service Klarna solution, including reconciliation, reporting and settlement services.
|Country||Processing fee||Payment method fee|
|Klarna Pay over time||US||$ 0,12||4.29% + $0.30|
|AU||$ 0,12||4.29% + $0.30|
|AT, DE||€ 0,10||2.99% + €0.20|
|UK||€ 0,10||4,99% + £0,2|
|ES, IT, FR||€ 0,10||3.99% + €0.20|
|DK, FI, NO, SE||€ 0,10||0.99% + €0,59|
|Klarna Pay Later||AT, BE, CH, DE, NL, US||€ 0,10||2.99% + €0.35 - €1.00|
|UK||£ 0,10||2.90% + £0.20|
|DK, FI, NO, SE||€ 0,10||2.79% + €0.59|
|Klarna Pay Now||SE||€ 0,10||1.35% + 2.00 SEK|
|CH||€ 0,10||1.35% + CHF 0.20|
|AT, DE, NL||€ 0,10||1.35% + €0.20|
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