The most popular payment method in the Netherlands, iDEAL is an inter-bank system covered by all major Dutch consumer banks
- Low transaction fees
- High conversion rates
- Guaranteed transactions
- Settlement cycle of 1-3 days
How iDeal works on desktop
Select iDEAL
Shopper chooses iDEAL from list of payment methods.
Select bank
Shopper selects bank from the list of options.
Enter bank details
Shopper is redirected to the bank environment and enters bank details.
Select bank account
Shopper selects their bank account.
Enter code
Shopper enters a code, which is sent via SMS or generated on a secure device.
Confirmation page
Shopper reaches the confirmation page and is redirected back to the merchant's site.
How iDeal works on mobile
Select iDEAL
Shopper selects iDEAL from list of payment methods.
Select bank
Shopper selects bank from the list.
Choose method
Shopper selects to pay with bank app or via bank's iDEAL page.
Enter bank details
In bank environment, shopper enters details.
Enter code
Shopper enters activation code (generated on secure device).
Confirmation page
Shopper reaches the confirmation page and is redirected back to the merchant's site.
Accept iDEAL with Adyen
Adyen offers a full service iDEAL solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with iDEAL acquiring banks.
| Market | NL |
| Settlement currency | EUR |
| Channel | Ecommerce |
| Processing currencies | EUR |
| Recurring transactions | Yes, via SEPA direct debit |
| Refunds | Yes |
| Partial refunds | Yes |
| Settlement delay | 2 days |
Different commissions apply depending on the payment method.