girocard
girocard is one of Germany's most prevalent cards with over 100 million in circulation. Users can pay via chip and pin or contactless at over 900,000 POS terminals and use a network of over 58,000 ATMs.
- A single integration into our platform
- We're a Netzbetreiber (network operator) within girocard's ecosystem
- We offer girocard in the Eurozone
- P2PE certified terminals
- Faster roll-out: one integration for all terminals worldwide
- Secure payment method: EMV chip transactions
- Contactless payments and refunds are supported
Did you know that 68% of card payments in Germany are made with girocard?
Apple Pay girocard
Apple Pay is now available to use with girocard, enabling cardholders to pay securely in-store and online with their iPhone, iPad, or iMac
- Apple Pay and girocard combine reach and usability, making it a must-have-addition to your payment method mix in Germany
- Chargebacks are not supported
- With an existing Apple Pay integration, adding girocard is just a matter of configuration
- Available throughout the Eurozone
Accept girocard with Adyen
Adyen offers a full service solution, including reconciliation, reporting and settlement services.
| Market | Germany |
| Settlement currency | EUR |
| Channel | Point of Sale, Ecommerce |
| Processing currencies | EUR |
| Recurring transactions | POS: Yes; Apple Pay Ecommerce: No |
| Refunds | Yes (subsequent SEPA Credit Transfer transaction) |
| Partial refunds | Yes (subsequent SEPA Credit Transfer transaction) |
| Multiple partial refunds | Yes (subsequent SEPA Credit Transfer transactions) |
| Multiple partial captures | Yes (only 1st capture is guaranteed) |
| 3D Secure | POS: No; Apple Pay Ecommerce: Yes |
| Payouts | Yes |
| Settlement delay | 2 days |
| Chargebacks | No |
Different commissions apply depending on the payment method.
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