Carte Bancaires payment method
Carte Bancaires is France's local card scheme and the most widely used payment method in the region. Payments with Cartes Bancaires accounts for around 60% of current household consumption in France. There are 71.1 million Cartes Bancaires issued cards and 12.4 billions transactions totaling €494 billion. More than 95% of French cards are Cartes Bancaires co-branded with Visa or Mastercard.
- Higher authorization rates
- Access to 94% French shoppers
- Lower scheme fees
- No SEPA entity required
Carte Bancaires Apple Pay
Apple Pay is now available to use with Carte Bancaires, enabling cardholders to pay securely in-store and online with their iPhone, iPad or iMac.
- Apple Pay and Carte Bancaires combine reach and usability, making it a must-have-addition to your payment method mix in France
- With an existing Apple Pay integration, adding Carte Bancaires is just a matter of configuration
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Reach shoppers where Apple Pay is only available though Cartes Bancaires
Accept Carte Bancaires with Adyen
Adyen offers a full service Cartes Bancaires solution, including reconciliation, reporting and settlement services.
| Market |
Europe: France |
| Settlement currency | EUR |
| Channel | Ecommerce, POS |
| Processing currencies | EUR |
| Recurring transactions | Yes |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| Multiple partial captures | Yes |
| 3D Secure | Yes |
| Settlement delay | 2 days |
| Chargebacks | Yes |
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
- Acquirer markup: 0.60%
- Interchange fee: customer bank fee
- Card Scheme fee: fee from the card scheme
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