Adyen and Starling Offer Tap to Pay for UK SMEs

Adyen, the global financial technology platform of choice for leading businesses, has been chosen by Starling to power a new suite of products and features that help SMEs accept card payments within the Starling app. Later this year, Starling will introduce payment links for its free in-app invoicing tool, allowing SMEs to collect payments from their customers via card, or mobile wallet, within just a few clicks.

The collaboration begins with the launch of tap to pay, allowing SMEs to accept contactless payments on eligible smartphone devices, without the need to purchase or manage additional hardware. By integrating Adyen’s technology directly into the Starling app, SME customers will never have to leave the bank’s app to interact directly with the payment processor. Once set up, Starling’s SME customers will be able to turn on the feature and begin accepting payments within minutes, with funds landing in their account the next day to support vital cash flow. The entire lifecycle, from onboarding to settlement and refunds, is managed seamlessly within the existing Starling ecosystem. 

With tap to pay technology, customers of SME businesses will simply need to hold their card or digital wallet near to the merchant’s phone. Payments are processed securely via NFC technology, with accessibility options and the ability for a customer to enter their PIN on the phone. The built-in device security ensures transaction information and card details are never stored on the phone or servers. 

“Tap to pay technology removes traditional barriers to accepting card payments by turning a smartphone into a secure, user-friendly payment terminal. By combining Adyen’s financial technology and banking capabilities with Starling’s UK banking infrastructure, we are helping UK SMEs bridge the gap between their payment processing and daily financial management,” said Nicole Olbe, UK Managing Director, Adyen. “This gives businesses the flexibility to accept payments wherever they operate, backed by the confidence of two trusted financial partners.”

“Starling is committed to helping small businesses get paid more quickly and easily,” said Sami Kade, Director of Customer Solutions at Starling. “The introduction of tap to pay, followed by payment links later this year, empowers our customers with another tool to help them be good with money. Making the process of getting paid easier, allows business owners to redirect their energy towards the thing that matters most: growing and running their business.”

Notes to Editors:

There's no monthly fee: customers only pay if they use tap to pay. It's a small rate flat fee on transactions and businesses receive the payment settlement for their sales in their Starling account the next day. They can also track their tap to pay sales in the app anytime. 

More information on Adyen’s POS technology is available here. 

About Adyen

Adyen (AMS: ADYEN) is a financial technology platform that provides end-to-end payments capabilities, data-driven insights, and financial products in a single global solution. Adyen helps businesses achieve their ambitions faster and works with companies such as Meta, Uber, H&M, eBay, and Microsoft. The cooperation with Starling as described in this merchant update underlines Adyen’s continuous growth with current and new merchants over the years.

About Starling

Starling is an award-winning, fully-licensed and regulated bank, built to give people a fairer, smarter and more human alternative to the banks of the past. It offers personal, business and joint current accounts alongside Under 16s, a children’s card. Starling also provides a Software-as-a-Service (SaaS) proposition through its subsidiary Engine, using the proprietary technology platform that it uses to power its own bank. Headquartered in London, the bank has offices in Southampton, Cardiff and Manchester.