SOFORT is the main online direct payment method and works via online banking. It is the predominant online banking method in countries such as Germany, Austria, Switzerland and Belgium, making it a must-have for any business wanting to operate in this area.
Shopper chooses SOFORT from the list of payment methods.
Shopper is redirected to the online banking environment, chooses the country and enters the name of the bank.
Shopper enters bank details.
Shopper selects their account.
Shopper confirms the payment.
Shopper reaches the confirmation page and is redirected back to the merchant's site.
Shopper chooses SOFORT from the list of payment methods.
After selecting SOFORT the shopper chooses their bank by selecting their country and sort code.
If the sort code is not on hand, the shopper can also select their bank via keyword search and choose from a list.
The shopper enters bank details.
Shopper logs into online banking and confirms the payment.
The shopper reaches the confirmation page and is then redirected to the merchant's site.
Adyen offers a full-service SOFORT solution, including reconciliation, reporting and settlement services.
Market | Europe |
Settlement currency | EUR, CHF, GBP, PLN |
Channel | Ecommerce |
Processing currencies | CHF EUR |
Recurring transactions | Yes, via SEPA direct debit |
Refunds | Yes |
Partial refunds | Yes |
Settlement delay | 2-4 days |
Chargebacks | Yes |
We charge:
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
Different commissions apply depending on the payment method.
Processing fee | Payment method fee |
---|---|
€ 0.10 | Physical goods (incl. travel & ticketing): 1% | Digital goods: 2% |
The Adyen platform supports all key payment methods globally.
Keep full control over page design and customer data without the burden of PCI compliance with Client Side Encryption, where payment data is encrypted before it passes through your system.
Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must be PCI compliant.
Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.