Giropay is an interbank system, and the official implementation of German banks for online banking. It is accessible by more than 40 million shoppers and accounts for 16% of all online transactions in Germany.
Shopper is redirected to online banking environment and enters bank details.
Shopper enters a code which is sent via SMS or generated on a secure device.
Shopper reaches the confirmation page and is then redirected back to the merchant's site.
Shopper is redirected to the online banking environment and enters details.
Shopper enters a code for the second authentication provided by the bank.
Shopper reaches the confirmation page, and is then redirected back to the merchant's site.
Adyen offers a full-service Giropay solution, including all reconciliation, reporting and settlement services.
Adyen processing fee + payment method fee
Commission per transaction, may differ per region.
The Adyen platform supports all key payment methods globally.
Keep full control over page design and customer data without the burden of PCI compliance with Client Side Encryption, where payment data is encrypted before it passes through your system.
Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must be PCI compliant.
Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.