Giropay

Reach over 40 million German shoppers

Giropay logo

Giropay is an interbank system, and the official implementation of German banks for online banking. It is accessible by more than 40 million shoppers and accounts for 16% of all online transactions in Germany.

  • Real-time transaction confirmation
  • Supported by the majority of German banks
  • Secure payments
  • Guaranteed payment method

How Giropay works on desktop

Enter bank details page in Giropay payment flow

Enter bank details

Shopper is redirected to online banking environment and enters bank details.

 

Enter code page in Giropay payment flow

Enter code

Shopper enters a code which is sent via SMS or generated on a secure device.

 

Confirmation page in Giropay payment flow

Confirmation page

Shopper reaches the confirmation page and is then redirected back to the merchant's site.


How Giropay works on mobile

Enter bank details page in Giropay mobile payment flow

Enter bank details

Shopper is redirected to the online banking environment and enters details.

 

Enter code page in Giropay mobile payment flow

Enter code

Shopper enters a code for the second authentication provided by the bank.

 

Confirmation code page in Giropay mobile payment flow

Confirmation page 

Shopper reaches the confirmation page, and is then redirected back to the merchant's site.

 


Accept Giropay with Adyen

Adyen offers a full-service Giropay solution, including all reconciliation, reporting and settlement services.

Market

Europe: Germany

Settlement currency

EUR

Channel Ecommerce and mcommerce
Processing currencies EUR
Recurring transactions Yes, via SEPA direct debit
Refunds Yes
Multiple partial refunds Yes
Settlement delay 2 days

Pricing

We charge:

Adyen processing fee + payment method fee

Commission per transaction, may differ per region.

Different commissions apply depending on the payment method.

Processing fee Payment method fee
€ 0.10 1.30% + € 0.20

The Adyen platform supports all key payment methods globally.

See the full list

Ready to integrate?

Client Side Encryption

Keep full control over page design and customer data without the burden of PCI compliance with Client Side Encryption, where payment data is encrypted before it passes through your system.

Adyen's API integration

Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must be PCI compliant.

Directory Lookup

Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.

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