Giropay

Reach over 40 million German shoppers

Giropay is an interbank system, and the official implementation of German banks for online banking. It is accessible by more than 40 million shoppers and accounts for 16% of all online transactions in Germany. Benefits include:

  • Real-time transaction confirmation
  • Supported by the majority of German banks
  • Secure payments
  • Guaranteed payment method

How it works on desktop
 

Enter bank details

Shopper is redirected to online banking environment and enters bank details.

 

Enter code

Shopper enters a code which is sent via SMS or generated on a secure device.

 

Confirmation page

Shopper reaches the confirmation page and is then redirected back to the merchant's site.


How it works on mobile
 

Enter bank details

Shopper is redirected to the online banking environment and enters details.

 

Enter code

Shopper enters a code for the second authentication provide by the bank.

 

Confirmation page 

Shopper reaches the confirmation page, and is then redirected back to the merchant's site.

 


Accept Giropay with Adyen

Adyen offers a full service Giropay solution, including all reconciliation, reporting and settlement services. 

Market Germany
Settlement currency EUR
Recurring transactions Yes, via SEPA direct debit
Refunds Yes
Partial refunds Yes

Ready to integrate?

Client Side Encryption

The Hipercard integration checkout takes place on your site, so you keep full control over the design and customer data. Payment data is encrypted before it passes through your system, which reduces your scope of PCI compliance.

Adyen's API integration

Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must comply with strict PCI security audits.

Directory Lookup

Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.