EPS (electronic payment standard) is an online transfer system developed jointly by the Austrian banks and Government. It provides a simple and secure process of online payments to millions of users in Austria. Benefits include:

  • Guaranteed payment
  • All Austrian banks supported
  • Fast settlement

How it works



Select EPS

Shopper chooses EPS from the list of payment methods.



Select bank

Shopper selects bank from the list of options.



Enter bank details

Shopper is redirected to the bank environment and enters bank details.



Confirm payment

Shopper confirms the payment.



Confirmation page

Shopper reaches the confirmation page and is redirected back to the merchant's site.

Accept EPS with Adyen

Adyen offers a full-service EPS solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with EPS acquiring banks.


Europe: Austria

Settlement currency


Channel Ecommerce
Processing currencies EUR
Recurring transactions Yes
Refunds Yes
Multiple partial refunds Yes
Settlement delay 2 days


We charge:

Adyen processing fee + payment method fee

Commission per transaction, may differ per region.

Different commissions apply depending on the payment method.

Processing fee Payment method fee
€ 0.10 1.30% + € 0.20

The Adyen platform supports all key payment methods globally.

See the full list

Ready to integrate?

Client Side Encryption

Keep full control over page design and customer data without the burden of PCI compliance with Client Side Encryption, where payment data is encrypted before it passes through your system.

Adyen's API integration

Host your own payment pages and in-app checkout screens with control of transaction management and shopper data. With this integration, data is routed to your own server, so you must be PCI compliant.

Directory Lookup

Dynamically serve a targeted list of relevant payment methods based on your shoppers’ location, basket value or currency.