Cartes Bancaires is the French local card scheme and the most widely used payment method in France. In 2014, more than 94% of the French population above 15 years of age had a Cartes Bancaires card, and in 2015 there were 63.2 million Cartes Bancaires issued cards - representing an average of 1.4 cards per person. More than 95% of French cards are Cartes Bancaires cards co-branded with Visa and Mastercard.
With a single integration with Adyen, you can accept methods like Cartes Bancaires online, on mobile and in-store. An example flow is shown below:
Shopper orders item at home from a desktop and chooses to save card details.
Shopper buys additional item via the mobile app and pays with a single click.
Shopper makes a purchase in store with the same credit card.
From the shopper's card the sales associate can view all previous purchases and offer loyalty reward.
Adyen offers a full-service Cartes Bancaires solution, including all reconciliation, reporting and settlement services. With Adyen, merchants have no need to enter into contracts with acquiring banks.
Market |
Europe: France |
Settlement currency | EUR |
Channel | Ecommerce, POS |
Processing currencies | EUR |
Recurring transactions | Yes |
Refunds | Yes |
Partial refunds | Yes |
Multiple partial refunds | Yes |
Multiple partial captures | Yes |
3D Secure | Yes |
Settlement delay | 2 days |
Chargebacks | Yes |
We charge a processing fee + payment method fee per transaction.
Commission per transaction, may differ per region.
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
The Adyen platform supports all key payment methods globally.