More payment methods

Bancontact

With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.

Belgium
€0.11

+

Interchange ++
Documentation
Pricing
Bancoontact - logo

Dominant payment method in Belgium (±65% of BE Ecom)

Ensured security through strong customer authentication

Optimized user experience leveraging banking apps for authentication, leading to high conversion

Supports omnichannel shopper journeys

Payconiq by Bancontact

Bancontact Payconiq - logo

Payconiq by Bancontact

Enables merchants to receive payments based on a QR code. Shoppers scan this QR code via the Payconiq By Bancontact app or other payment apps supporting Payconiq on their smartphone and then confirm the amount to be paid.

  • Optimized for conversion: Payconiq By Bancontact has an optimized user experience leveraging banking apps for authentication, leading to high conversion

  • Preferred by shoppers: used for 80% of all Bancontact e-commerce

  • Great reach: supported in most of the major issuer apps natively, as well as the separate Payconiq By Bancontact app

How it works

  • Shopper proceeds to checkout
  • Shopper selects Bancontact card from the list of payment methods available
  • Shopper can enter now the details of the Bancontact card
  • Shopper confirms payment though a card reader
  • Payment complete
  • Shopper selects Payconiq by Bancontact from available payment methods
  • QR code appears on the checkout page
  • Shopper scans QR with the Payconiq supported app
  • Shopper confirms payment with PIN, fingerprint or face ID
  • Payment complete
  • Shopper proceeds to checkout
  • Shopper selects Payconiq by Bancontact from list of payment methods available
  • Shopper is redirected to the Payconiq by Bancontact-app and is asked to authenticate (fingerprint/face-ID/PIN) to complete the payment
  • Consumer is redirected back to the merchant app & Payment is confirmed

Features

Payment type
Cards
Channel
Online
In person
Available in
Europe
Belgium
Currencies
Settlement currency
EUR
Processing currency
EUR
Other
Refunds
Partial refunds
Multiple partial refunds
Multiple partial captures
3D Secure
Chargebacks
via SEPA direct debit
Local entity required
Sales day payout
Settlement delay
2 days
Recurring
Via SEPA direct debit

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Frequently Asked Questions

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