Bancontact payment method

With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.

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Dominant payment method in Belgium (±65% of BE Ecom)
Ensured security through strong customer authentication

Optimized user experience leveraging banking apps for authentication, leading to high conversion
Supports omnichannel shopper journeys

Payconiq by Bancontact

Enables merchants to receive payments based on a QR code. Shoppers scan this QR code via the Payconiq By Bancontact app or other payment apps supporting Payconiq on their smartphone and then confirm the amount to be paid. The payments are then transferred - individually or grouped - to the bank account.

Optimized for conversion: Payconiq By Bancontact has an optimized user experience leveraging banking apps for authentication, leading to high conversion

Preferred by shoppers: used for 80% of all Bancontact e-commerce

Great reach: supported in most of the major issuer apps natively, as well as the separate Payconiq By Bancontact app

Accept Bancontact with Adyen

Adyen offers a full service Bancontact solution, including reconciliation, reporting and settlement services.

Market	Belgium
Settlement currency	EUR
Channel	Ecommerce, POS
Processing currencies	EUR
Recurring transactions	Yes, via SEPA direct debit
Refunds	Yes
Partial refunds	Yes
Multiple partial refunds	Yes
Multiple partial captures	No
3D Secure	Yes
Payouts	No
Settlement delay	2 days
Chargebacks	No