Modernize insurance with effortless payments

Drive customer engagement and lower the cost to serve with reliable premium collections, fast claim disbursements, and secure payments.

Person interacting with insurance focused UI on their device
Zurich logoClearcover logo in blackLemonade logoHdi Seguros logoCover Genius logo.
Zurich logoClearcover logo in blackLemonade logoHdi Seguros logoCover Genius logo.

Maximize customer engagement

Make every interaction count with consistent, cross-channel payments from sign up to payout.

Reduce the cost to serve

Cut overheads with automated premium collections and reconciliation, and centralize operations on one platform.

Protect against risk and claims fraud

Detect and stop fraud with machine learning, virtual cards, and Adyen’s built-in global compliance standards.

Simplify money movement

Collect premiums, pay claims, and manage transactions all in one place. Less manual errors, more revenue.

Deliver digital experiences

From pay-ins to payouts, money flow is easy, reliable, and keeps the customer in mind.

  • Win and retain policyholders with uninterrupted premium collections.

  • Build loyalty by paying out claims quickly and conveniently.

  • Stay ahead of customer expectations with new features and payments methods.

People unpacking and finishing home insurance subscription

Reduce the cost to serve

Save time and cut costs across the customer lifecycle.

  • Automate money movement and financial reconciliation to simplify transaction management.

  • Control claim costs and earn interchange on every payout with virtual cards.

  • Prevent involuntary churn and increase policyholder lifetime value with consistent recurring payments.

woman checking the customer area

Prevent fraud and reduce risk

Protect against claims fraud and stay compliant.

  • Control spending and ensure payouts cover only approved expenses with virtual card issuing.

  • Validate policyholder details and improve risk checks with secure Open Banking data sources.

  • Keep payments secure and compliant by partnering with a licensed banking provider.

Person with broken leg getting their medical claim on the insurance app

Clearcover’s smart payments evolution

The challenge

As Clearcover’s digital-first insurance model grew, they needed to balance easy payments with operational efficiency.

The solution

Adyen’s unified technology platform and advanced data capabilities.

The impact

  • 24% increase in authorization rates

  • Almost 50% increase in average transaction volume

  • Average $2 of cost savings/transaction with US debit

Person holding a phone with Clearcover UI

Are you ready to take insurance payments to the next level?

We'd love to explore how we can help.