Keep conversion high with dynamic authentication
Compliance shouldn’t come at the cost of conversion. Authenticate applies the right level of security at the right moment, removing friction for trusted shoppers.


Friction where risk is real. Frictionless where it's not
Create a smooth payment experience across every device and channel.
Create a smooth payment experience across every device and channel.
Maximize authentication success
AI automatically routes transactions through the authentication path with the highest success rate.
Remove checkout friction
Authenticate removes extra authentication steps so trusted customers move through checkout faster.
Global compliance
Meet PSD2 SCA and regional regulatory requirements automatically. Compliance built in, not bolted on.
Every authentication decision, automated
Transactions keep moving. Your business stays safe.

Risk-based authentication Integrate with Protect to automatically detect threat signals and route transactions. You can also use risk signals from third parties.

Multiple authentication methods Use Passkeys or 3DS to verify shoppers. Let customers authorize payments with biometrics, and automatically recognize trusted devices.

Data-only authentication Share transaction context with card schemes and issuers to maximize approval rates and reduce interchange fees, without adding friction.

Authentication control panel Dynamic 3DS panel Implement custom logic to decide which card payments are routed through 3DS authentication.
“We are focused on maintaining a seamless and rewarding payments experience for our consumers, and we chose Adyen’s 3DS solution based on the innovative product features, the ease of implementation, and the expertise of their team.”
Go beyond Authenticate
Adyen Uplift modules work together on every transaction. Layer on fraud detection, routing optimization, and personalization to build a payment flow that converts.
- PROTECTTurn risk into growth. Use AI-powered risk intelligence to stop fraud, reduce false declines, and recognize trusted shoppers in real time.
- OPTIMIZEOptimize every transaction. Use AI to route, recover, and optimize payments for higher authorization rates and lower costs.
- TOKENIZEPower smarter payments. Replace card details with network tokens to improve payment success, secure stored credentials, and keep recurring payments flowing.
- PERSONALIZEPersonalize every checkout. Show each shopper the payment experience they're most likely to complete.
AI-driven performance, engineered for enterprises
Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.
Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.

Single platform built in-house
Unlike fragmented legacy architectures, Adyen brings payments onto one single platform. That foundation allows Adyen Uplift to act on connected data across the full funnel, without the latency and complexity of stitched-together systems.

Banking licenses in the US, UK and EU
With full banking licenses in the US, UK, and EU, Adyen provides the regulatory certainty enterprises need to confidently put payment intelligence into action.

Dynamic identification
Adyen Uplift leverages signals from Adyen's global ecosystem to recognize shoppers more accurately, helping businesses make smarter, more precise decisions.
Smarter authentication. Higher conversion.
Find the right balance between risk and revenue. Authenticate handles compliance so you can focus on conversion.
