Protect

Strike the right balance between risk and revenue

Approve more good transactions and block more fraud. Protect combines AI, rules and Adyen's global payments data to assess every transaction in real time.

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Fraud protection that actually improves conversion

Protect gives you the intelligence and automation to make the right risk decision on every transaction.

Convert more trusted shoppers

Use insights from trillions of global transactions to identify trusted shoppers instantly, even when they're new to your business.

Smarter decision-making

Machine learning continuously assesses, fine-tunes, and scales your risk strategy, so you stay in control.

Ready from day one

Pre-configured risk settings and automated decision-making reduce integration costs and operational burden, from day one.

More revenue. Less fraud. Full control.

Every Protect feature works together to improve conversion, prevent fraud, and give you control over your risk strategy.

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AI risk score Protect's AI scores every transaction against trillions of global data points; this allows you to instantly spot trusted shoppers and fraudsters from their very first visit.

Adyen team members collaborate around a table in the office, with payment activity supported by Adyen.

Risk-based intelligence Protect's risk score feeds directly into the other Adyen Uplift modules. It informs authentication, checkout, and cost optimisation decisions on every transaction.

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Risk rule backtesting Test and optimise risk rules against historical data before going live. Run A/B tests to measure rule effectiveness in real time.

Refunded transaction rate shown as below typical at an Adyen payment terminal.

Actionable insights Keep improving your strategy with access to benchmarked performance insights and a personalised recommendation engine.

'Moving to machine learning resulted in higher acceptance rates and lower chargeback levels. Now we can focus on what matters: better checkout and payment experiences for millions of customers.'

Arjun Muralidharan

Group Product Manager, GetYourGuide

The intelligence behind Protect

Explore the data, AI, and real-world results behind smarter fraud decisions.

Editorial Illustration of How Adyen does AI

How Adyen does AI

See how we build, train, and deploy models for fraud detection and payment optimisation.


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How NordSecurity increased conversion by 10%

NordSecurity used Protect to reduce fraud and drive a measurable conversion lift.


Adyen team members review transaction analytics on a laptop during a remote meeting.

Full-funnel optimisation in action

Learn how to unlock more revenue opportunities with Adyen Uplift.


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From research to live fraud protection

Discover how Applied Research Engineering builds AI that ships in enterprise fraud tools.


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AI-driven performance, engineered for enterprises

Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.

A digital visualization of secure transaction flows representing Adyen payment processing and technology solutions.

Single platform built in-house

Unlike fragmented legacy architectures, Adyen brings payments onto one single platform. That foundation allows Adyen Uplift to act on connected data across the full funnel, without the latency and complexity of stitched-together systems.

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Banking licences across markets

With full banking licences in the US, UK and EU, Adyen provides the regulatory certainty enterprises need to confidently put payment intelligence into action.

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Dynamic identification

Adyen Uplift leverages signals from Adyen's global ecosystem to recognise shoppers more accurately, helping businesses make smarter, more precise decisions.

Fight fraud the intelligent way

Staying safe shouldn’t be a compromise on conversion. Protect lets you approve more transactions.

Frequently Asked Questions