Adyen for remittance and digital wallets
Powering the future of money transfers
We bring you one platform to achieve higher approval rates, reduce fraud, and scale digital transfers and wallet funding.
Why leading money transfer operators choose us
One failed transfer can cost you a client forever. That's why the top money transfer operators (MTOs) trust Adyen to maximize payment success rates and fund wallets seamlessly, whether online or in-branch.
High approval rates. Low friction.
Our AI solution adapts authentication to your businesses risk appetite, cutting decline rates without compromising security.
One flow across every channel.
Let your customers start a transfer on mobile and finish in-branch, or the other way around. Same experience, everywhere.
Scale digital money movement.
Fund wallets, enable P2P transfers, and go live with Apple Pay and Google Pay - no complex unnecessary integrations needed.
Fraud control built around your business
Set your own rules, fine-tune with machine learning, and stop fraud, without blocking good customers.
Build custom rules that trigger automatic responses - block, flag, or allow - based on any transaction signal.
Customize your strategy with risk rules and machine learning.
Label rules clearly so your team always knows why a transaction was flagged.
Key Benefits of using Adyen
Increase transfer approvals
Maximize successful remittances and wallet top-ups with optimized authentication and intelligent routing.
Better customer experience
Make it easy to pay-by-link, in-app or at the branch, with all the major local payment method options available.
Simpler operations
Manage collections, settlement, and reconciliation from one platform with automated reporting and full visibility.
Built for regulated money movement
Stay compliant with strong authentication, including optimized 3D secure (3DS) and transaction monitoring for remittance flows.
Stronger fraud protection
Protect high-value transfers with real-time risk monitoring, AI-driven fraud detection, and secure tokenized payments.
Power digital journeys
Enable wallet funding and peer-to-peer transfers with cards and digital wallets like Apple Pay and Google Pay - without complex integrations.
Powering digital remittances with CareemPay
Careem utilizes Adyen to scale their digital transfers to over 35+ countries. Adyen has helped them improve their auth and conversion rates, as well as simplify their operations through unified settlement and reporting.
By deepening our partnership with Adyen, we're ensuring our remittance service stays fast and reliable as we expand globally. We know our customers trust us with what matters the most - supporting their families, so we're committed to keeping every transfer easy, affordable, and seamless.
Mohammad El Saadi, Vice President, CareemPay
Vice President, CareemPay
Frequently asked questions
Adyen operates a single, end-to-end payments platform with direct acquiring licenses, eliminating reliance on third-party processors. This unified architecture reduces complexity, improves authorization rates, and provides full control over the entire payment lifecycle; from authorization to settlement.
Ready to start winning with payments in UAE?
Explore how modern payment infrastructure is transforming the region’s dynamic financial market.