Carte Bancaires payment method

Carte Bancaires is France's local card scheme and the most widely used payment method in the region. Payments with Cartes Bancaires accounts for around 60% of current household consumption in France. There are 71.1 million Cartes Bancaires issued cards and 12.4 billions transactions totaling €494 billion. More than 95% of French cards are Cartes Bancaires co-branded with Visa or Mastercard.

  • Higher authorization rates
  • Access to 94% French shoppers
  • Lower scheme fees
  • No SEPA entity required

Carte Bancaires Apple Pay

Apple Pay is now available to use with Carte Bancaires, enabling cardholders to pay securely in-store and online with their iPhone, iPad or iMac.

  • Apple Pay and Carte Bancaires combine reach and usability, making it a must-have-addition to your payment method mix in France
  • With an existing Apple Pay integration, adding Carte Bancaires is just a matter of configuration
  • Reach shoppers where Apple Pay is only available though Cartes Bancaires

Accept Carte Bancaires with Adyen

Adyen offers a full service Cartes Bancaires solution, including reconciliation, reporting and settlement services.

Mercado

Europa: França

Moeda de liquidação

EUR

Canal E-commerce
Moedas de processamento EUR
Transações recorrentes Sim
Reembolsos Sim
Reembolsos parciais Sim
Vários reembolsos parciais Sim
Várias captações parciais Sim
3D Secure Sim
Atraso de liquidação 2 dias
Chargebacks Sim

The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):

  • Acquirer markup: 0.60% 
  • Interchange fee: customer bank fee
  • Card Scheme fee: fee from the card scheme

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