1. PayPal Credit is subject to consumer credit approval in the U.S. PayPal Credit product features and availability vary by region.
PayPal
PayPal is a major digital wallet, with over 300 million active consumers in over 200 countries - making it a truly global offering. Enabling PayPal supports your shopper’s preferences, helps improve conversion, and helps provide access to new customers. Also, you can increase consumer buying power by letting customers buy now and pay over time with PayPal Credit (1), available in limited countries. Together, PayPal and Adyen will ensure your customers have a fast and secure payment experience.
- Protect merchants from chargebacks, reversals, and claims on eligible payments
- Supports a seamless shopping experience
- Strong user base and brand recognition globally
- Customize PayPal and PayPal Credit buttons on checkout pages
Accept PayPal with Adyen
| Market | Global |
| Settlement currency | AUD CAD CHF CZK DKK EUR GBP HKD NOK PLN SEK SGD USD |
| Channel | Ecommerce |
| Processing currencies | AUD BRL CAD CZK DKK EUR HKD HUF INR ILS JPY MYR MXN TWD NZD NOK PHP PLN GBP RUB SGD SEK CHF THB USD |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| Settlement delay | 3 days |
Pricing
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
- Acquirer markup: 0.60%
- Interchange fee: customer bank fee
- Card Scheme fee: fee from the card scheme
Mastercard
Processing fee: 0.10
Payment method fee: Interchange++
Amazon Pay access fee: 0.80%
Visa
Processing fee: 0.10
Payment method fee: Interchange++
Amazon Pay access fee: 0.80%
American Express
Processing fee: 0.10
Payment method fee: 3.95%
Amazon Pay access fee: 0.80%
Pricing
We charge a processing fee + payment method fee per transaction. Different commissions apply depending on the payment method.
For PayPal, merchants will need a direct contract with PayPal to set commercial terms and pricing.
| Processing fee | Payment method fee |
|---|---|
| 0.10 | Direct contract with PayPal |
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