BACS Direct Debit

A safe and cost effective method of getting paid, or paying in regular amounts

Direct Debit logo

A Direct Debit is an instruction from a customer to their bank, authorizing an organization to collect varying amounts from their account. 

BACS is the simplest way for companies to get paid for regular or occasional payments from their U.K. customers, both business and consumer.

  • Safe and trusted method 
  • Fast settlement
  • Cost-effective
  • Familiar to U.K. payers

How it works

Step 2 in the payment process flow for BACS

Enter details

Shopper provides personal and bank account details.

Step 3 in the payment process flow for BACS


Shopper reviews and confirms the payment.

Step 4 in the payment process flow for BACS

DDI download

Shopper can download the direct debit instruction (DDI) document.

Accept BACS Direct Debit with Adyen

The following is included in Adyen's BACS Direct Debit integration:


Europe: United Kingdom

Settlement currency


Channel Ecommerce, Point of sale
Processing currencies GBP
Recurring transactions Yes
Refunds Yes
Partial refunds Yes
Payouts Yes
Settlement delay 2-6 days
Chargebacks Yes

Different commissions apply depending on the payment method.

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