Local payment methods in Europe
Learn about the payments landscape in the Europe region.
United Kingdom
The UK is a country of card lovers, with 90% using this payment method for e-commerce payments.
Denmark
Denmark's payment mix is dominated by cards, with local scheme Dankort, often co-branded with Visa.
France
Cartes Bancaires is a dominant payment method in France. A local scheme, most cards are co-branded with Visa or Mastercard.
Germany
girocard is one of Germany's most popular payment methods with over 100 million cards in circulation.
Slovakia
Slovakia is a hub of cross border commerce due to it's location in the heart of Central Europe
Hungary
Hungary is working to limit the amount of cash in circulation with its AFR payment system.
Sweden
Open invoice payments are big business in Sweden, and hold a market share of over 50% for ecommerce transactions.
Spain
Spanish shoppers like to pay with a mix of cash and card. 85% hold a debit or credit card.
Poland
Poland's ecommerce market is one of the fastest-growing in Europe, with a 30% increase in 2020.
Italy
Card payments are Italians' preferred way to shop. Mastercard, Visa and Maestro/Bancontact are most common.
The Baltics
Cards, banks transfers and wallets are the most widely used payment methods in the Baltics.
Belgium
1.6bn payments were made with Bancontact, Belgium's local payment method, in 2019.
Czech republic
A large proportion of Czechs (36%) like to pay for ecommerce goods with cash.
Austria
Austria's e-commerce market is valued at €9.1bn, with online banking and open invoices popular ways to pay.
Portugal
The most popular payment method in Portugal is local debit card Multibanco, a post-pay option.
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