Authenticate

Keep conversion high with dynamic authentication

Compliance shouldn’t come at the cost of conversion. Authenticate applies the right level of security at the right moment, removing friction for trusted shoppers.

Payment details displayed on a digital interface for a transaction processed via an Adyen payment terminal.
A digital payment interface showing a completed transaction with card details and an confirm payment button.

Friction where risk is real. Frictionless where it's not

Create a smooth payment experience across every device and channel.

Maximise authentication success

AI automatically routes transactions through the authentication path with the highest success rate.

Remove checkout friction

Authenticate removes extra authentication steps so trusted customers move through checkout faster. 

Global compliance

Meet PSD2 SCA and regional regulatory requirements automatically. Compliance built in, not bolted on.

Every authentication decision, automated

Transactions keep moving. Your business stays safe.

Adyen employees working on a payment terminal system in an internal office setting.

Risk-based authentication Integrate with Protect to automatically detect threat signals and route transactions. You can also use risk signals from third parties.

Use Touch ID to authorize a payment on an iPhone with an Adyen terminal in the background.

Multiple authentication methods Use Passkeys or 3DS to verify shoppers. Let customers authorise payments with biometrics, and automatically recognise trusted devices.

Adyen team members reviewing payment data on a digital display in an office setting.

Data-only authentication Share transaction context with card schemes and issuers to maximise approval rates and reduce interchange fees, without adding friction.

Adyen team members reviewing payment activity details on a dashboard for business insights.

Authentication control panel Dynamic 3DS panel Implement custom logic to decide which card payments are routed through 3DS authentication.

'We are focused on maintaining a seamless and rewarding payments experience for our consumers, and we chose Adyen’s 3DS solution based on the innovative product features, the ease of implementation, and the expertise of their team.'

Marco Mahrus

Head of Payment Partnerships, Uber

Adyen team members review transaction analytics on a laptop during a remote meeting.

Create a seamless shopper experience using data

See how Authenticate uses transaction data to remove friction at checkout and reduce cart abandonment.


AI-driven performance, engineered for enterprises

Adyen Uplift isn’t a patchwork of third-party tools. It is built on three foundational layers that turn trillions of dollars in global data into real-time conversion gains.

A digital visualization of secure transaction flows representing Adyen payment processing and technology solutions.

Single platform built in-house

Unlike fragmented legacy architectures, Adyen brings payments onto one single platform. That foundation allows Adyen Uplift to act on connected data across the full funnel, without the latency and complexity of stitched-together systems.

Global payment data visualization showing transaction amounts with a 3D globe backdrop.

Banking licences across markets

With full banking licences in the US, UK and EU, Adyen provides the regulatory certainty enterprises need to confidently put payment intelligence into action.

A digital network visualization representing secure payment technology by Adyen for business solutions.

Dynamic identification

Adyen Uplift leverages signals from Adyen's global ecosystem to recognise shoppers more accurately, helping businesses make smarter, more precise decisions.

Smarter authentication. Higher conversion.

Find the right balance between risk and revenue. Authenticate handles compliance so you can focus on conversion.

Frequently Asked Questions