Affirm
Affirm offers flexible payment options and customisable programmes for merchants from any industry, across the full spectrum of average order values.
More than a payment provider, Affirm is a powerful marketing tool, with targeted products for every step of the consumer journey. Drive conversion, boost average order value, and grow your customer base — all while meeting your unique business needs.
Payment pricing
Higher AOV
Provides solutions for both high and low average order values
Tap into our Consumer Network
Most consumer-friendly option: flexible repayment options, clear terms, and no late or hidden fees
Get Paid Upfront
Partners with over 6,000 retailers in the US across categories like clothing & accessories, beauty, home & lifestyle, and electronics
Reduced Risk
Affirm handles repayment risk and supports fraud risk
Affirm Solutions
Core: Interest-Bearing Monthly Installments
Affirm’s Core financing program enables customers to make purchases aligned with their monthly budget through interest-bearing pay-over-time options ranging from 3 to 24 months. It supports both smaller and larger purchase amounts.
Standard: Pay in 4 and Interest-Bearing Monthly Installments
Affirm’s Standard financing program includes Pay in 4, which gives customers the option to split purchases into four interest-free, bi-weekly payments for smaller purchases. It also includes interest-bearing monthly installments ranging from 3 to 24 months, providing flexibility for larger cart sizes.
Signature: Pay in 4, Interest-Free for up to 6 Month Terms, and Interest-Bearing Installments
Affirm’s Signature financing program builds on Standard by adding more interest-free options, including 0% APR plans with up to 6-month terms in addition to Pay in 4 for smaller purchases. It also continues to offer interest-bearing monthly installment plans of up to 24 months for customers who prefer longer-term flexibility.
How it works
Promotional messaging from Affirm: 'pay over time' and 'as low as' pricing is displayed (*merchants’ direct integration required)
Customer can click 'Learn more' to see payment plan examples
At payment checkout, Affirm appears as a payment option
After choosing Affirm and placing the order, shopper sees Affirm checkout flow
Checking eligibility to pay with Affirm will not impact the customer’s credit If the customer is approved and decides to buy with Affirm, their loan and payments may affect their credit score
The customer will be redirected to the Affirm checkout flow in order to finalize their purchase. They can choose from various payment plans to find the most suitable one.
The customer reviews the lending disclosures to ensure transparency. Once they are satisfied, they can finalize the purchase.- After confirming their loan, the customer will be redirected to the checkout page for confirmation details. Affirm will communicate the loan terms, and the customer will make payments by downloading the Affirm app or by logging in online at affirm.com
Features
Frequently Asked Questions
Frequently Asked Questions
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