Build a card issuing programme with full control and flexibility
Launch a fully customised card experience with Adyen’s API-first platform. Pay suppliers sooner, let employees spend more easily, and give users faster access to funds. *Note: Issuing is not currently available in Australia*
Launch globally with confidence
Rely on Adyen’s UK, EU, and US banking licences to scale while staying compliant.
Cut out third-party risks
Simplify your stack with Adyen’s all-in-one global platform.
Stay in control
Get granular control of your programme with our API-first integration.
Add a new revenue stream
Earn a share of the interchange fee with every transaction.
One platform to control spend, move money, and scale
Connect to global card networks with integrated BIN sponsorship through a single integration. Leverage Adyen’s integrated KYC/KYB infrastructure and fraud protection. Optimise unit economics with granular cost visibility and Interchange++ pricing.
Control expenses. Automate payments.
Build a card programme that customers love
- Offer fast access to acquired funds
- Give customers one place to manage their business finances
- Onboard quickly, leveraging existing KYC data
- Integrate tools to track, report, and reconcile finances directly within your platform
Adyen helped us fill key gaps, providing the final pieces we needed to scale our own platform without compromise.
Explore our solutions
- How your Adyen resources are connected to each other.
- How to create and manage Adyen-issued cards using our APIs.
- How to fund Adyen-issued cards and make business-related payments.
- How to track and regulate payments made using Adyen-issued cards.
Bill.com made finances simpler for millions of SMBs with secure virtual cards
“Because of their trust in BILL, our customers can easily make their payments and get back to running their business.”
Different uses, same foundation
Embedded payments adapt to every use case. However your customers in the US, EU, and UK, do business, we simplify payments.
Online Travel Agencies (OTAs): Pay global suppliers instantly with unique virtual cards for every booking, plus eliminate FX friction by issuing and settling in local currencies.
Supplier Payment Platforms: Automate B2B payments by issuing virtual cards to pay vendors instantly. Replace manual wire transfers with pre-funded accounts and real-time reconciliation.
Expense Management: Equip users with physical and virtual cards featuring employee-level spend limits. Set real-time authorisation rules to centralise control and reporting in one place.
Insurance Payouts: Issue claim-specific virtual cards to approved vendors the moment a claim is cleared. Ensure funds stay on-track with granular spending limits tied to specific service codes.
SaaS Platforms: Embed a branded card programme to become your customers' primary financial hub. Manage their operational spend and unlock a new revenue stream through interchange sharing.
Build a card programme that moves money faster
Connect every payment, payout, and card in one system.