Issuing

Create physical or virtual payment cards

Get everything you need to create and manage your card program with our financial technology platform.

*Issuing is currently not available in Australia and New Zealand yet

Your card programme, our tech

Issue physical or virtual cards with your own branding at scale with our card issuing platform and flexible API-integration.

Secure and compliant

Be compliant by default and prevent fraud with card controls and custom authorisation.

Unlock revenue and data

Profit from the interchange share as well as actionable, connected data insights.


Leverage Adyen Acquiring to instantly fund your card program

Optimize cash flow the clever way. Unlike other card issuing platforms, our unified payments platform means we can bridge your acquiring and card issuing - helping funds flow seamlessly from one side of your business to the other, with nothing tied up in transit.

Adyen Issuing Use Cases

Is Adyen Issuing right for you? We provide flexible card programmes for a range of enterprise business models and industries.

Embedded Finance

Offer branded physical or virtual cards to the users of your platform or marketplace.

  • Make your users’ incoming funds instantly available on their cards for spending

  • Customise card designs and keep your brand top of mind with every purchase

  • Allow users to receive and spend in one place by combining cards with business accounts

Woman with curly hair holding shopping bags and looking at her smartphone on a city street.

Supplier Payments

Get funds to your business partners or leisure and travel suppliers instantly with virtual cards.

  • Reduce the risk of error or fraud with one-time or multi-use virtual cards

  • Optimise cash flow by leveraging your acquiring to fund transactions instantly

  • Reconcile easily with linked incoming and outgoing payments

A smiling cashier handing over a product to a customer with a point of sale terminal on the counter.

Expense management

Streamline expense management and benefit programmes with virtual or physical corporate cards.

  • Manage funds with in-depth card controls and intuitive authorisation tools

  • Gain insights into transaction data to guide budget allocation better

  • Enjoy fully automated, real-time reconciliation with instant notification and reporting

Person at a desk examining a new card next to a computer screen displaying Adyen banking interface.

Craft the perfect card payment experience

Whatever your business setup, we can help you issue the right card for your unique needs.

Physical cards

  • Customize onboarding, card branding, and card control rules

  • Enabled for use online, in store, and in app 

  • Re-issue when expired, lost, or stolen

Virtual cards

  • Generate single or multi-use cards

  • Send single or batches of cards in preferred formats

  • APIs put automation and scale at your fingertips

Mobile wallets made for any situation

Enhance the experience of your cardholders with convenient digital payments. Cards issued through us can easily be added to mobile wallets for in-store, in-app, and online transactions.


Full control of card usage

Easily manage how funds are spent based on your custom configurations.

Location and time

Approved brands

Sales channel

Industry type

Time

Amount


Manage your card program with ease

Troubleshoot, manage, reconcile: everything you need to manage your program can be found in the Customer Area dashboard. With all your data in the one place, you’ll have full visibility to make real-time adjustments and confident decisions.

Reliable, transparent pricing

Enjoy fair, no-surprises pricing thanks to our transparent Interchange-- model. Our single API has everything required to run your program, which means no third party integrations or unpredictable costs. Just the freedom to optimize your revenue.

Advanced API integration

Our API-first design empowers you to create flexible and scalable solutions on our worldwide, end-to-end payment processing solution.

Documentation

A complete payments setup on one platform

Send or spend incoming funds with virtual or physical cards on the same infrastructure to accept and process payments. Our financial technology platform allows you to add solutions that work for your customers.

Issuing + Payments

Make funds through payments instantly available for spending on cards issued by Adyen by combining Issuing with our payments solution.

Learn more about Adyen for Platforms 

Issuing + Accounts

For Issuing as an embedded financial service, users can access their funds quickly on a business account embedded in your platform, increasing speed and efficiency.

Learn more about Accounts 

Issuing + Capital

Give platform users access to cash advances which they can immediately spend with a virtual or physical platform branded card. Add spend controls if necessary.

Learn more about Capital

Ready to take the next step?

Frequently Asked Questions