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Adyen for finance

Power every financial services payment from one platform.

Streamline your payment flows — from customer payments to payouts — while you scale globally. Adyen is purpose-built for the needs of financial services and insurance.

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Trusted by global financial institutions

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Insurrance

Don’t let legacy infrastructure slow your growth

Users expect immediate action; legacy systems offer delayed settlement. Adyen lets you bridge that gap by unifying pay-ins, liquidity, and payouts on a single regulated stack.

of instantly-funded accounts trade within 24 hours 60%
of banks say legacy systems and technical debt block growth92%
Digital-first investment platforms are projected to grow AUM 70% by 202870%

The Adyen advantage

Unified user experiences

Fund accounts instantly, enable quick automated payouts, and scale global payment offerings with Adyen’s unified global platform.

Simplified money movement

Manage pay-ins, payouts, and currency exchange in one place. Maximise successful transactions and cut costs with Adyen’s intelligent payment routing, network tokenisation, and acquiring licences.

Regulated global foundations

Leverage Adyen’s international banking licenses across the EU, UK, and US. Combat sector-specific threats (like account takeovers and synthetic identity fraud) with Ayden’s data-driven risk tools.

BillingPlatform added payments. Enterprises stopped switching systems.

  • Accelerated cash flow through automated collections
  • Reduced manual reconciliation across billing and payments
  • Global payment processing without third-party gateways
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Eliminate payment friction. Accelerate global growth.

In modern finance, delays kill conversion and traps working capital. Discover how Adyen’s single global stack delivers instant pay-ins, real-time payouts, and automated risk management on one unified infrastructure.

Less legacy. More liquidity.

Turn your financial infrastructure into a competitive advantage with Adyen’s unified platform.

Build winning customer experiences: Give customers the speed they expect and the payment methods they prefer.

200+ payment methods

Let users pay their way, from cards to local bank transfers.

Instant payouts

Build loyalty with instant disbursements across investment withdrawals, BNPL refunds, or MVTS remittances.

Explore payment methods

Cut the complexity: Unify domestic and international pay-ins, payouts, and settlements on one platform.

Cross-border flexibility

Launch in new markets fast with support for cross-border payments, plus optimise exchange rates.

Simplified reconciliation

Eliminate manual reconciliation work and improve liquidity with faster access to funds.

Intelligent payment routing

Find the most cost-effective way of running a transaction and optimise authorisation rates.

Stay secure and reliable: Meet global regulatory demands and security standards without sacrificing speed.

International banking licenses

Rely on our UK, US, and EU licenced banks to safeguard client funds with confidence and offer regulated financial products.

Adyen Uplift

Stop account takeovers and synthetic identity fraud before they cost you money with Adyen Uplift.

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Keep customers. Cut costs.

Adyen helps financial institutions, insurance companies, and more turn payments into profits. But don’t just take our word for it, see Adyen’s impact by the numbers.

43% in cost savings on debit transactions
$18M+additional revenue each year
0.20%additional revenue growth from automatically retrying failed payments

Lessons for financial leaders

The financial services companies pulling ahead are embedding payments, moving to banking-grade infrastructure, and capturing revenue opportunities competitors can't match.

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Banking licences separate serious players from the rest

Not all payment providers control their infrastructure. Most rely on sponsor banks and third-party systems. When those fail, businesses scramble. Adyen’s banking licenses in the US, EU, and UK let us own the full stack and move faster because of it.

Illustration of a person interacting with a stylized data server infrastructure.

Infrastructure is the new competitive moat

The fintech companies winning today built their foundation early. Our international banking and acquiring licenses give them control over every transaction, faster settlement, and the ability to offer financial products without external dependencies.

Restaurant owner on laptop using a SaaS platform

White-label payments unlock new revenue streams

Embedded finance has grown to a $185B opportunity. The companies moving fastest offer payments, lending, and financial services under their own brand without building the tech themselves. *Embedded Finance is available in the US, UK, and EU only.

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Tools to take control of your payments

Do more than just process transactions: manage and move money across your entire business, and add embedded payments to your offerings.

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INTELLIGENT MONEY MOVEMENT

Money that moves as fast as you do Handle cross-border payments, reconcile in multiple currencies, and stay compliant across every region you serve. *Intelligent Money Movement suite is currently available in the EU, UK and US only. Payouts available in AU.

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EMBEDDED FINANCE

Payments that power your platform’s growth Become the financial platform your users will never outgrow with embedded products. *Embedded Finance is available in the EU, UK, and US. Capital and Payouts available in AU.

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Built for financial services at scale

Insurance providers, investment brokers, and financial operations teams. Wherever money moves, Adyen can help move it.

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Insurance

Simplify premium collections and speed up claim disbursements. Unify pay-ins and payouts in one platform to cut costs, open up new revenue opportunities, and make it easier for people to get paid.

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Adyen team members in a meeting, with a payment terminal visible on the table during a business discussion.

Engineered for excellence

Every feature inside of Adyen is designed to compound. Together, it forms the most intelligent money movement architecture available.

A digital network visualization representing secure payment technology by Adyen for business solutions.

Dynamic identification

Our unified data infrastructure means we recognise 95% of shoppers. Our AI systems use reliable data to make faster fraud decisions and move more trusted shoppers through checkout.

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International banking licenses

Our banking licenses in the US, UK, and EU mean your money stays with one provider when processing within those regions with no third parties to interrupt your experience.

A digital visualization of secure transaction flows representing Adyen payment processing and technology solutions.

Single platform

We’ve built our entire platform in house. It’s a single, unified tech stack that gives you more data, control, and inter-operability.

Turn payments into profit

The world's leading financial services companies trust Adyen to manage billions in funds. You should, too.

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Frequently Asked Questions