Bancontact payment method

With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.

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Dominant payment method in Belgium (±65% of BE Ecom)
Ensured security through strong customer authentication

Optimized user experience leveraging banking apps for authentication, leading to high conversion
Supports omnichannel shopper journeys

Payconiq by Bancontact

Enables merchants to receive payments based on a QR code. Shoppers scan this QR code via the Payconiq By Bancontact app or other payment apps supporting Payconiq on their smartphone and then confirm the amount to be paid. The payments are then transferred - individually or grouped - to the bank account.

Optimized for conversion: Payconiq By Bancontact has an optimized user experience leveraging banking apps for authentication, leading to high conversion

Preferred by shoppers: used for 80% of all Bancontact e-commerce

Great reach: supported in most of the major issuer apps natively, as well as the separate Payconiq By Bancontact app

Accept Bancontact with Adyen

Adyen offers a full service Bancontact solution, including reconciliation, reporting and settlement services.

Marked	Belgien
Betalingsvaluta	EUR
Kanal	Omnikanal, POS
Behandlingsvaluta	EUR
Tilbagevendende transaktioner	Via SEPA
Refunderinger	Ja
Delvis refundering	Ja
Flere delvise refunderinger	Ja
Flere delvise trækninger	Nej
3D Secure	Ja
Udbetalinger	Nej
Udbetalingforsinkelse	2 dage
Chargebacks	Nej