Bancontact payment method

With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.

  • Dominant payment method in Belgium (±65% of BE Ecom)
  • Ensured security through strong customer authentication
  • Optimized user experience leveraging banking apps for authentication, leading to high conversion
  • Supports omnichannel shopper journeys

Payconiq by Bancontact

Enables merchants to receive payments based on a QR code. Shoppers scan this QR code via the Payconiq By Bancontact app or other payment apps supporting Payconiq on their smartphone and then confirm the amount to be paid. The payments are then transferred - individually or grouped - to the bank account.

  • Optimized for conversion: Payconiq By Bancontact has an optimized user experience leveraging banking apps for authentication, leading to high conversion
  • Preferred by shoppers: used for 80% of all Bancontact e-commerce
  • Great reach: supported in most of the major issuer apps natively, as well as the separate Payconiq By Bancontact app

Accept Bancontact with Adyen

Adyen offers a full service Bancontact solution, including reconciliation, reporting and settlement services.

Marked Belgien


Kanal Omnikanal, POS
Behandlingsvaluta EUR
Tilbagevendende transaktioner Via SEPA
Refunderinger Ja
Delvis refundering Ja
Flere delvise refunderinger Ja
Flere delvise trækninger Nej
3D Secure Ja
Udbetalinger Nej
Udbetalingforsinkelse 2 dage
Chargebacks Nej


Vi opkræver et behandlingsgebyr + gebyr for betalingsmetode pr. transaktion.

Provision pr. transaktion kan variere pr. region.

Kreditkortprovisionen opkræves pr. transaktion og består af tre dele (kaldet Interchange++):

  • Indløseropskrivning: 0,60%
  • Udvekslingsgebyr: kundens bankgebyr
  • Kortordningsgebyr: gebyr for kortordningen

Keep looking around


See what you're charged for every transaction.

Payment methods

Discover the preferred ways to pay in markets around the world.

Country payment guides

Learn the local payment language in countries around the world.


Learn how to add payment methods in our docs environment.

Are you looking for test card numbers?

Would you like to contact support?