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Visa is the largest global card network in the world in terms of transaction value, and the dominant payment method in all key global markets outside China. Benefits of accepting Visa with Adyen include:

  • Accept Visa debit and credit cards online, in store and in-app
  • Benefit from Adyen Acquiring for full data and performance insights
  • Support Visa debit and credit cards on a fully certified point of sale terminal, with Chip and Signature, Chip and PIN, or contactless authentication
  • Support one-click payments when the shopper stores card details
  • Offer Verified by Visa for additional security through 3D Secure
  • Use Account Updater, to update card details after expiry
  • Accept Visa cards in Google Pay and Apple Pay

Support omnichannel shopper journeys

With a single integration with Adyen, you can accept credit cards like Visa online, on mobile and in-store. An example flow is shown below:

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Accept Visa with Adyen

Adyen offers a full service Visa solution, including reconciliation, reporting and settlement services.

Market Global
Settlement currency

EUR, GBP, USD, CAD, CHF, CZK, DKK, NOK, PLN, SEK, AUD, HKD, JPY, NZD, SGD, ZAR, BRL, TRY

Channel Ecommerce, Point of sale
Processing currencies All network supported currencies
Recurring transactions Yes
Refunds Yes
Partial refunds Yes
Multiple partial refunds Yes
Multiple partial captures Yes
3D Secure Yes
Payouts Yes
Settlement delay EU, US, AUS 1-2 days, Other currencies 2-3 days
Chargebacks Yes

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup

The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):

  • Acquirer markup: 0.60% 
  • Interchange fee: customer bank fee
  • Card Scheme fee: fee from the card scheme

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup

We use the Interchange++ pricing model for Visa, Mastercard, and a variety of cards.

Interchange++ consists of the following components:

  • Interchange fee charged by the banks who issued the card
  • Scheme fee charged by the card schemes
  • Applicable acquirer markup

Types of Visa payment supported by Adyen


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