With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale.
- Secure payment method
- High acceptance rates
- Real-time payments
- Omnichannel
Support omnichannel shopper journeys
With a single integration with Adyen, you can accept credit cards like Bancontact online, on mobile and in-store. An example flow is shown below:
How it works on mobile
Choose Bancontact app
Shopper selects to 'pay' via Bancontact app.
Choose card and confirms payment
Once inside the app, shopper selects a bank card and hits ‘pay'.
Enter pin
Shopper enters pin code and the order is complete.
Accept Bancontact with Adyen
Adyen offers a full-service Bancontact solution, including reconciliation, reporting and settlement services.
| Market |
Europe: Belgium |
| Settlement currency | EUR |
| Channel | Ecommerce, Point of sale |
| Processing currencies | EUR |
| Recurring transactions | Through SEPA |
| Refunds | Yes |
| 3D Secure | Yes |
| Settlement delay | 2 days |
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
- Acquirer markup: 0.60%
- Interchange fee: customer bank fee
- Card Scheme fee: fee from the card scheme