With 15 million in circulation, there are currently more Bancontact cards than there are Belgians. This makes it the market leader both online and at the point of sale. Bancontact is connected to 20 of the Belgium's banks, and its popularity is set to continue with more shoppers using its recurring payment solution.
- Safe and trusted method
- Real-time payments
- High acceptance rates
- Perfect for omnichannel experiences
Support omnichannel shopper journeys
With a single integration with Adyen, you can accept credit cards like Bancontact online, on mobile and in-store. An example flow is shown below:
How it works on mobile
Choose Bancontact app
Shopper selects to 'pay' via Bancontact app.
Choose card and confirms payment
Once inside the app, shopper selects a bank card and hits ‘pay'.
Enter pin
Shopper enters pin code and the order is complete.
Accept Bancontact with Adyen
Adyen offers a full-service Bancontact solution, including reconciliation, reporting and settlement services.
| Market | Belgium |
| Settlement currency | EUR |
| Channel | Ecommerce, POS |
| Processing currencies | EUR |
| Recurring transactions | Through SEPA |
| Refunds | Yes |
| Partial refunds | Yes |
| Multiple partial refunds | Yes |
| Multiple partial captures | No |
| 3D Secure | Yes |
| Payouts | No |
| Settlement delay | 2 days |
| Chargebacks | No |
Tarieven
We brengen verwerkingskosten en kosten voor de betaalmethode in rekening voor elke transactie.
The credit card commission is charged per transaction, and consists of three parts (referred to as Interchange++):
- Acquirer markup: 0.60%
- Interchange fee: customer bank fee
- Card Scheme fee: fee from the card scheme