Affirm
Affirm offers flexible payment options and customisable programmes for merchants from any industry, across the full spectrum of average order values.
More than a payment provider, Affirm is a powerful marketing tool, with targeted products for every step of the consumer journey. Drive conversion, boost average order value, and grow your customer base — all while meeting your unique business needs.
Payment pricing
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Provides solutions for both high and low average order values
Most consumer-friendly option: flexible repayment options, clear terms, and no late or hidden fees
Partners with over 6,000 retailers in the US across categories like clothing & accessories, beauty, home & lifestyle, and electronics
Affirm handles repayment risk and supports fraud risk
How it works
Promotional messaging from Affirm: 'pay over time' and 'as low as' pricing is displayed (*merchants’ direct integration required)
Customer can click 'Learn more' to see payment plan examples
At payment checkout, Affirm appears as a payment option
After choosing Affirm and placing the order, shopper sees Affirm checkout flow
Shopper can either leverage their existing Affirm account...
...or sign up if they're a new customer and will be evaluated for eligibility
Shopper sees payment plans to choose from
Shopper sees the option to AutoPay
Shopper reviews payment plan and lending disclosures and completes purchase
Shopper submits repayments to Affirm based on the agreed payment terms
Features
| Payment type | Buy now pay later | |
|---|---|---|
| Channel | Online | |
| In person | ||
| Available in | North America | United States |
| Currencies | Settlement currency | USD |
| Processing currency | USD | |
| Other | Refunds | |
| Partial refunds | ||
| Multiple partial refunds | ||
| Multiple partial captures | ||
| 3D Secure | ||
| Chargebacks | ||
| Local entity required | ||
| Sales day payout | ||
| Settlement delay | 3 days | |
| Recurring |
Frequently Asked Questions
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