A personal note on our future together
Our CFO, Ethan Tandowsky, shares how we've been building out our embedded financial product suite and the proposition that we can deliver.
Your card programme, our tech
Issue physical or virtual cards with your own branding at scale with our card issuing platform and flexible API-integration.
Regulation and Adyen Bank
Your funds will rest on Adyen’s secure, banking infrastructure keeping you out of scope from needing a license.
Unlock revenue and data
Profit from the interchange share as well as actionable, connected data insights.
Manage your card program with ease
Troubleshoot, manage, reconcile: everything you need to manage your programme can be found in the Customer Area dashboard. With all your data in the one place, you’ll have full visibility to make real-time adjustments and confident decisions.
Expense management
Streamline expense management and benefit programmes with virtual or physical corporate cards.
Manage funds with in-depth card controls and intuitive authorization tools
Gain insights into transaction data to guide budget allocation better
Enjoy fully automated, real-time reconciliation with instant notification and reporting
Explore new ways to enhance your expense management offering with our complete guide.
Embedded Finance
Offer branded physical or virtual cards to the users of your platform or marketplace.
Make your users’ incoming funds instantly available on their cards for spending
Customize card designs and keep your brand top of mind with every purchase
Allow users to receive and spend in one place by combining cards with bank accounts
Supplier Payments
Get funds to your business partners or leisure & travel suppliers instantly with virtual cards.
Reduce the risk of error or fraud with one-time or multi-use virtual cards
Optimise cash flow by leveraging your acquiring to fund transactions instantly
Reconcile easily with linked incoming and outgoing payments
Get all the insights about optimising your supplier payments setup in our dedicated guide.
Mobile wallets made for any situation
Enhance the experience of your cardholders with convenient digital payments. Cards issued through us can easily be added to mobile wallets for in-store, in-app, and online transactions.
Reliable, transparent pricing
Enjoy fair, no-surprises pricing thanks to our transparent Interchange++ model. Our single API has everything required to run your programme, which means no third party integrations or unpredictable costs. Just the freedom to optimise your revenue.
Advanced API integration
Our API-first design empowers you to create flexible and scalable solutions on our worldwide, end-to-end payment processing solution. See documentation.
Leverage Adyen Acquiring to instantly fund your card programme
Optimise cash flow the clever way. Unlike other card issuing platforms, our unified payments platform means we can bridge your acquiring and card issuing - helping funds flow seamlessly from one side of your business to the other.
Full control of card usage
Easily manage how funds are spent based on your custom configurations.
Location and time
Approved brands
Sales channel
Industry type
Time
Amount
A complete payments setup on one platform
Frequently Asked Questions
Custom Card Experiences
When working with traditional issuers, you often have to conform to a predetermined card experience, and there is little to no flexibility to change it. An integration with Adyen Issuing allows you to take full control of the card experience and design it in a way that works for your card holders.
Faster Cash Flow
An integration with the Adyen platform enables you to consolidate issuing and acquiring with one provider instead of having a setup with a separate issuing and acquiring bank. On top of that, all of our products and solutions are built in house which allows for a seamless cash flow from incoming funds through payments to funds for spending with cards issued by Adyen.
Simplified Set-Up
When working with traditional issuing banks, you will almost always end up with a complex multi-provider set-up. Maintaining multiple partnerships and integrations often costs a lot of resources and increases risk. With Adyen, you only need one integration to design, create and manage your card programme.
Centralised Transaction Data
Another benefit of combining Adyen’s payment and issuing solution are direct and actionable transaction data insights. The time you would have spent on aggregating the data from different providers you will now be able to spend on making cost-saving data-driven decisions.