The complete financial stack for modern service businesses
Simplify how work gets paid: on-site, via invoice, or embedded directly into your software. Adyen unifies payments, payouts, and financial management on one single infrastructure.
Own the full financial experience
Accept payments. Move money. Pay contractors. Close books. Adyen lets you do it all in one unified system.
Accept payments. Move money. Pay contractors. Close books. Adyen lets you do it all in one unified system.
The Adyen advantage
Unified Commerce
Leverage Adyen’s best-in-class unified commerce solution to enable your brand’s growth, across all channels and into new markets.
Reliable payments, fast payouts
Get full control over payments, eliminate dependence on local partners, and prevent downtime with Adyen’s banking licences.
One platform, every channel
Serve global customer channels via customised terminals and online and offline payment reconciliation.
ToolTime saved tradespeople 8 hours a week
- Up to 8 hours saved per week through automation
- Instant visibility into incoming and outstanding payments
- Standard payment methods including bank transfer, card, and Apple Pay
- €2 billion in invoicing volume flowing through ToolTime annually

Turn Back Office friction into instant cash flow
Stop letting slow payout cycles and manual reconciliation hold back growth. Discover how Adyen’s single-stack platform accelerates cash flow and protects margins for professional services.
Own the full financial experience
Accept payments. Move money. Pay contractors. Close books. Adyen lets you do it all in one unified system.
Accept payments. Move money. Pay contractors. Close books. Adyen lets you do it all in one unified system.
Different industries. One standard.
Adyen’s platform is strong enough to be your customers’ financial backbone and flexible enough to handle the specifics of every industry.
Adyen’s platform is strong enough to be your customers’ financial backbone and flexible enough to handle the specifics of every industry.
Make payments your next competitive advantage
Give your users access to business financing, payments, accounts, and custom cards.

Make it easy for them to get paid: Hold user balances and process transactions on the same platform. Funds move between accounts without touching external systems.

Offer low-risk loans right away; Offer financing directly through branded business accounts so users can access cash advances instantly without applying through third-party lenders.
Build a card programme for your customers: Let users spend their earnings with branded virtual or physical cards you control. Earn revenue on interchange fees.
See the strategy behind embedded finance
Learn how connected payments can help you capture more margin and turn customers into lifetime loyalists.
See all articlesLearn how connected payments can help you capture more margin and turn customers into lifetime loyalists.
Become the platform your users can’t work without
Scale your professional services platform globally. Adyen helps you build a deeper connection with your users and open up new revenue streams.



